541 CRYSTAL DRIVE, MADEIRA BEACH, FL, 33708
Active1 days on marketListed Aug 11, 2026MLS #W7888502
About this home
541 CRYSTAL DRIVE
EVERY DAY IS A VACATION IN YOUR OWN WATERFRONT RETREAT! On highly sought after Crystal Island in Madeira Beach, this MOVE-IN READY pool home with 3 bedrooms and 2 full baths. The top of the line Platinum American Standard 18 SEER A/C is new as of 2025. The Gourmet Kitchen features an extra-large island with lots of storage, touch faucet, stainless steel appliances, pot filler, 6 burner gas range with convection oven. The open floorplan has tons of natural lighting for enjoying water views and sunsets. The RESORT STYLE backyard, with heated kidney shaped salt-water pool & large pool deck, unique tiki hut and boat dock, make this home the perfect place for entertaining friends. Other backyard features vinyl dock decking, 8000# boat lift refurbished in 2025 with new bunks, new beams and a new remote. Easy walkability to sandy beaches, restaurants and shopping. Don’t miss this FABULOUS home!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,078
Sqft
0.17 ac
Lot size
2
Garage
1959
Year built
One
Levels
$479
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,485 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,485/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.5%
$/sqft vs Madeira Beach actives
$479 vs $605
Days on market
1 vs 102 typical
Where $479/sqft sits among the 111 Madeira Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Madeira Beach. See the full Madeira Beach guide →
Crystal Island — neighborhood snapshot
Population
1,274
Median age
58
Median income
$82,917
Median home value
$685,300
Avg household
2
Households w/ children
59%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madeira Beach market
$573K → $575K
Madeira Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
51 of 111
Madeira Beach actives have cut their price
Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 114% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 541 CRYSTAL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,100,000
565 CRYSTAL DRIVE · same community
3 bd · 2.5 ba · 2,253 sqft · $488/sqft · 101 DOM
Sold · Dec ’25$1,200,000
565 CRYSTAL DRIVE · same community
3 bd · 3 ba · 2,253 sqft · $533/sqft · 110 DOM
Sold · Jun ’26$920,000
532 CRYSTAL DRIVE · same community
3 bd · 3 ba · 1,748 sqft · $526/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 541 CRYSTAL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 541 CRYSTAL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
541 CRYSTAL DRIVE FAQs
What would the monthly payment be for 541 CRYSTAL DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,485/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 541 CRYSTAL DRIVE?+
The most recent tax bill on record (2026) was $6,998. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Madeira Beach?+
At $995,000, this home is listed about 33% above the Madeira Beach median of $749,500. The market section on this page shows how the area is trending.
Which schools are assigned to 541 CRYSTAL DRIVE?+
Orange Grove Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$995,000 runs 114% above the MADEIRA BEACH 33708 median — but at 2,078 sqft it's also 70% larger than the typical Madeira Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Madeira Beach market that averages 102 — if it fits, move quickly.
04Strong assigned schools
Orange Grove Elementary School, Richard O Jacobson Technical High School At Seminole, Seminole Middle School — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LISTWITHFREEDOM.COM · Ralph Harvey. MLS #W7888502.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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