1033 ROSETREE LANE, TARPON SPRINGS, FL, 34689
Active27 days on marketListed Aug 25, 2026MLS #W7888784
About this home
1033 ROSETREE LANE
HUGE PRICE REDUCTION!!!!**3-bedroom, 2-bath home in desirable Tarpon Springs.** Inside, you’ll find a bright, open layout filled with natural light and designed for comfortable everyday living and entertaining. The kitchen features modern appliances, generous cabinetry and ample counter space, flowing easily into the dining and living areas. The spacious primary suite offers a walk-in closet and private en-suite bath plus a jacuzzi, while two additional bedrooms provide flexibility for guests, a home office or hobby space. Step outside to enjoy the **fully fenced over sized lot**, offering plenty of room to relax, entertain and enjoy Florida living year-round. A dedicated **greenhouse** is an added bonus for gardening enthusiasts. Located in the heart of Tarpon Springs, this home offers convenient access to area beaches, parks, tennis courts, recreation, shopping, dining and vibrant downtown Tarpon Springs. Enjoy popular local events such as First Fridays, or spend the afternoon exploring the famous **Tarpon Springs Sponge Docks**, known for their Greek heritage, waterfront restaurants, shops and entertainment. An important feature of this property is its drainage. **According to the seller, the home has not experienced flooding during previous major storms, and the property’s original drainage design has performed exceptionally well.** Whether you’re looking for a full-time residence or your own Florida retreat, **this home offers, privacy, location and lifestyle that make Tarpon Springs such a desirable place to call home. * Sunset Beach and Fred Howard Park/Beach are just a short drive away for swimming, sunsets, picnics, kayaking and waterfront recreation. You’re also conveniently close to historic downtown Tarpon Springs, where you can enjoy local restaurants, bars, coffee shops, boutiques, festivals and community events, along with easy access to the famous Sponge Docks. The home has never experienced any flooding or flood-related impact. This location offers a great combination of coastal recreation, downtown entertainment and everyday convenience. * **Priced below market value and recent comparable sales, this home presents an excellent opportunity for buyers looking to add their own personal touches and build equity. The asking price has been adjusted accordingly. . ** Schedule your private showing today and come see everything this home has to offer. All information deemed reliable from sellers. Room Measurements are approx. buyer to verify. As-Is contract with POF or PRE-QUALIFICATION with all offers
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,830
Sqft
0.28 ac
Lot size
2
Garage
1989
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,210 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,210/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.7%
$/sqft vs Tarpon Springs actives
$232 vs $242
Days on market
27 vs 46 typical
Where $232/sqft sits among the 271 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $400K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
158 of 271
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1033 ROSETREE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$425,000
513 HARBOR SPRINGS DRIVE
3 bd · 2.5 ba · 1,840 sqft · $231/sqft · 109 DOM
Sold · Jan ’26$410,000
443 HARBOR SPRINGS DRIVE
3 bd · 2.5 ba · 1,840 sqft · $223/sqft · 125 DOM
Sold · Apr ’26$380,000
45 GULFWINDS DRIVE W
3 bd · 2 ba · 1,785 sqft · $213/sqft · 91 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1033 ROSETREE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1033 ROSETREE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1033 ROSETREE LANE FAQs
What would the monthly payment be for 1033 ROSETREE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,210/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1033 ROSETREE LANE?+
The most recent tax bill on record (2025) was $4,319. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1033 ROSETREE LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $425,000, this home is listed about 2% below the Tarpon Springs median of $432,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1033 ROSETREE LANE?+
Tarpon Springs Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SANDPEAK REALTY · Ron Mastrodonato. MLS #W7888784.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tarpon Springs homes, in your inbox
Like 1033 ROSETREE LANE but not quite? A daily digest of every new listing in Tarpon Springs — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Donna to ping you on any price or status change →