CENTURY 21 Edge
$174,9003 bd2 ba1,512 sqft$116 /sqft$1,327 /mo all-in ↓

7608 W OTTER STREET, HOMOSASSA, FL, 34446

Active30 days on marketListed Aug 21, 2026MLS #W7888822

Priced 42% below the HOMOSASSA 34446 medianManufactured HomeGULF HWY LAND UNIT 10 UNREC

About this home

7608 W OTTER STREET

Room to spread out on a fully fenced quarter-acre in Homosassa with no HOA, no CDD, and no deed restrictions. This 3-bedroom, 2-bath, 1,512-square-foot double-wide offers an impressive combination of interior upgrades, major system improvements, storage, security, and outdoor functionality. Inside, genuine hardwood flooring was installed approximately three years ago over plywood subflooring, with decorative plywood incorporated into the interior walls and added or reinforced support beams. Soundproof panels have been installed in one room, along with additional shelving and LED strip lighting in the front living room. The electric fireplace was installed in 2022, and the former gas heater has been disconnected and blocked. The kitchen was renovated in 2022 with real-wood cabinetry and includes the refrigerator, stove, and dishwasher. The washer and dryer are also included. The home is equipped with double-pane, impact-resistant windows installed between 2021 and 2022, including hurricane-resistant living room windows. Six LG in-wall heating and cooling units were installed in 2022, three of which operate on 220 volts, eliminating central ductwork to maintain. The average electric bill is approximately $220 per month. The detached workshop/garage also has its own separate LG heating and cooling unit. Both bathrooms feature natural travertine stone. The guest bathroom was updated in 2025 and includes a Bluetooth-enabled showerhead with direct access from the guest bedroom. The primary bathroom was updated in 2024 and features a Jacuzzi-style bubble bath, granite countertops, soft-close vanity drawers, a newer toilet and hardware, additional shelving, and added structural support beneath the travertine flooring. Major improvements include an aluminum roof and insulated siding completed in 2016, a well installed in 2021 with two water-filtration units, a water heater replaced in 2022, and a septic system and drain field installed in January 2026. A two-year septic service agreement has already been paid and includes the option to extend. The fully fenced property features an approximately 15-foot-wide entrance gate with 16 solar lights installed along the gate and fence posts. Seven exterior surveillance cameras provide additional security, with a monitoring system located in the primary walk-in closet and a two-terabyte hard drive capable of storing approximately two weeks of recordings. Exterior LED lighting surrounds the home. Outside, pavers extend across the front of the home toward the shed, while mature oaks and pines provide shade throughout the spacious backyard. A playhouse added in 2022 and a barn-style metal pool convey with the property, along with established tangerine and blueberry plants. Storage and workspace are plentiful, including an approximately 16-by-8-foot loft-style shed with a metal roof and finished ceiling, a second smaller shed with a newer metal roof, and an approximately 12-by-20-foot workshop/garage constructed with three-quarter-inch pressure-treated plywood and its own LG heating and cooling unit. The covered carport provides room for vehicles or boats, features hardwired lighting, and is securely anchored in concrete with half-inch rebar. Located in FEMA Flood Zone X and convenient to US-19, Homosassa Springs Wildlife State Park, boating, fishing, and everything the Nature Coast has to offer.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,512

Sqft

0.23 ac

Lot size

1988

Year built

One

Levels

$116

Per sqft

Trees/Woods view

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Dryer · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingWall/Window Unit(s)
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationCrawlspace
ViewTrees/Woods
FacesNorth
ParkingDriveway · Off Street · RV Parking
ExteriorAwning(s) · Storage

Community & fees

Taxes (2025)$724/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Private
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,327 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property tax — 2025 actual bill$60
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,122Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,122
Interest rate6.00%
Loan term

Estimated payment

$1,327/mo

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property taxes (actual bill)$60
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $175K
$168KedgeAI estimate $199,837 · range $197K$207K$216K

vs edgeAI estimate

−12.5%

$/sqft vs Homosassa actives

$116 vs $178

Days on market

30 vs 61 typical

Where $116/sqft sits among the 219 Homosassa actives

60 · this home
91
25
14
8
21
$116–156$156–196$196–236$236–276$276–316$316+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Homosassa

Drive times from this address

Tampa Int’l Airport (TPA)73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Homosassa. See the full Homosassa guide →

HOMOSASSA 34446 — neighborhood snapshot

Population

18,797

Median age

61

Median income

$60,625

Median home value

$231,700

Avg household

2.19

Households w/ children

1,261

For the school run

Citrus County School District

HighLecanto High School★★★★★
ElementaryLecanto Primary School★★★★★
MiddleLecanto Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homosassa market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$314K$303K

Homosassa median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

119 of 219

Homosassa actives have cut their price

Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 42% below the HOMOSASSA 34446 median. See the full Homosassa market guide →

Paper trail

This home's history

Aug 21, 2026Listed at $174,900 · 30 days on market since
1988Built · GULF HWY LAND UNIT 10 UNREC

Reality check

What actually sold near 7608 W OTTER STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5143 S KNOBHILL TERRACESold · Apr ’26

$82,000

5143 S KNOBHILL TERRACE · same community

3 bd · 2 ba · 1,080 sqft · $76/sqft · 65 DOM

5385 S KNOBHILL TERRACESold · Feb ’26

$50,000

5385 S KNOBHILL TERRACE · same community

2 bd · 1 ba · 672 sqft · $74/sqft · 208 DOM

6540 W HOLIDAY STREETSold · Dec ’25

$200,000

6540 W HOLIDAY STREET

3 bd · 2 ba · 1,512 sqft · $132/sqft · 50 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 7608 W OTTER STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7608 W OTTER STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7608 W OTTER STREET FAQs

What would the monthly payment be for 7608 W OTTER STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,327/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7608 W OTTER STREET?+

The most recent tax bill on record (2025) was $724. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Homosassa?+

At $174,900, this home is listed about 49% below the Homosassa median of $340,275. The market section on this page shows how the area is trending.

Which schools are assigned to 7608 W OTTER STREET?+

Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FLORIDAS A TEAM REALTY · Jose Alonzo, SR. MLS #W7888822.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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