CENTURY 21 Edge
$225,0003 bd2 ba1,197 sqft$188 /sqft$1,675 /mo all-in ↓

13094 LINDEN DRIVE, SPRING HILL, FL, 34609

Active9 days on marketListed Aug 26, 2026MLS #W7888929

Priced 33% below the SPRING HILL 34609 medianPrivate poolSingle Family ResidenceSPRING HILL

About this home

13094 LINDEN DRIVE

WELCOME TO YOUR NEW HOUSE AT 13094 Linden Dr, Spring Hill, FL in Hernando County, featuring 3 bedrooms, 2 bathrooms & 2 car garage in a NON FLOOD ZONE, NO HOA & NO CDD! This newer 1988 built-home has UNIQUE New England style front elevation & a LARGE covered & screened front porch typical of the CRAFTSMAN style. The house has 1,197 sqft & 1,732 total sqft. The OPEN FLOOR PLAN consists of the foyer, kitchen, dinette, dining & living rooms. The dedicated foyer with plant shelving flows effortlessly into the HUGE living room featuring laminate floors, plant shelving, ceiling fan, high ceilings, semi-circular glass window above the double sliding glass doors leading to the backyard. The comfortable kitchen has all appliances - fridge, range, range vent, disposal & dishwasher. There is a pantry closet in the dinette area, expansive laminate counters, breakfast bar & track pendant lights making the kitchen feel BRIGHT & AIRY. The OWNER'S SUITE with large primary bedroom easily fits king-size furniture & has walk-in closet & private bathroom. The primary bathroom, needing the renovation to be completed, features the private toilet room with step-in tiled shower & pocket door for privacy, medicine cabinet, laminate counter & sink with an art deco step wall design. On the opposite end of the hallway are located the remaining 2 bedrooms & full bathroom with the linen closet in the hall. The guest bathroom consists of tub/shower combo & vanity cabinet for storage. The washer & dryer (included with the sale) are located in the attached 2 car garage. More GREAT features of this house include window seats in each of the bedrooms, marvelous front porch, open concrete patio in the back yard, above-ground swimming pool, wood deck for sunbathing poolside, easy-to-maintain vinyl siding, carriage lights, private mailbox, long driveway fitting multiple vehicles, fully fenced yard & a wide-open level yard where you can design your dream oasis. This home needs cosmetic/system updates including needing a new roof & this is already reflected in this price. House Systems: Drainfield (12/2025), AC (3/2022), Fence (7/2018), Water Heater (Manufacturer Date 11/2014). There is a LOT OF SWEAT EQUITY IN THIS HOUSE! Can you transform it to an ELEGANT BEAUTY? The location is IDEAL near restaurants, shopping, schools, places of worship, medical plazas, beaches & tourist attractions. MAKE THIS YOUR FUTURE HOME!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,197

Sqft

0.23 ac

Lot size

2

Garage

1988

Year built

One

Levels

$188

Per sqft

Private poolGarden viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
ViewGarden
FacesNorth
ParkingCovered · Driveway · Garage Door Opener · Ground Level · Off Street
ExteriorGarden · Lighting · Private Entrance · Private Mailbox · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$1,085/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Private · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,675 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property tax — 2025 actual bill$90
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,875
Interest rate6.00%
Loan term

Estimated payment

$1,675/mo

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property taxes (actual bill)$90
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $225K
$216KedgeAI estimate $284,471 · range $276K$314K$326K

vs edgeAI estimate

−20.9%

$/sqft vs SPRING HILL

$188 vs $198

Days on market

9 vs 43 typical

Where $188/sqft sits among the 307 homes for sale in SPRING HILL

50
76 · this home
65
53
36
27
$150–169$169–189$189–209$209–229$229–249$249+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Drive times from this address

Tampa Int’l Airport (TPA)55 min
Downtown Tampa58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34609 — neighborhood snapshot

Population

46,066

Median age

44.8

Median income

$79,284

Median home value

$275,900

Avg household

2.7

Households w/ children

5,105

For the school run

Hernando County School District

HighFrank W. Springstead High School★★★★★
ElementaryJohn D. Floyd Elementary School★★★★★
MiddlePowell Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$320K$315K

Spring Hill median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

158 of 307

SPRING HILL have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% below the SPRING HILL 34609 median. See the full Spring Hill market guide →

Paper trail

This home's history

Aug 26, 2026Listed at $225,000 · 9 days on market since
1988Built · SPRING HILL

Reality check

What actually sold near 13094 LINDEN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7065 SPRING HILL DRIVESold · Dec ’25

$198,900

7065 SPRING HILL DRIVE · same community

2 bd · 1 ba · 1,198 sqft · $166/sqft · 16 DOM

9364 CARTHAGE ROADSold · Dec ’25

$228,830

9364 CARTHAGE ROAD · same community

3 bd · 1.5 ba · 1,166 sqft · $196/sqft · 27 DOM

6450 CROWLEY COURTSold · Dec ’25

$155,000

6450 CROWLEY COURT · same community

2 bd · 2 ba · 1,159 sqft · $134/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kathy Miller

Your agent

Kathy Miller

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13094 LINDEN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13094 LINDEN DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13094 LINDEN DRIVE FAQs

What would the monthly payment be for 13094 LINDEN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,675/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13094 LINDEN DRIVE?+

The most recent tax bill on record (2025) was $1,085. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13094 LINDEN DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $225,000, this home is listed about 34% below the Spring Hill median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13094 LINDEN DRIVE?+

Frank W. Springstead High School (high), John D. Floyd Elementary School (elementary), Powell Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FUTURE HOME REALTY · Janina Wozniak. MLS #W7888929.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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