4382 MONTANO AVENUE, SPRING HILL, FL, 34609
Active4 days on marketListed Aug 31, 2026MLS #W7889007
About this home
4382 MONTANO AVENUE
4382 Montano Ave, Spring Hill, FL 34609 IMMACULATELY MAINTAINED POOL HOME WITH SOLAR PANELS, 2024 ROOF & HURRICANE-IMPACT WINDOWS! Pride of ownership shines throughout this beautifully maintained 3-bedroom, 2-bath, 2-car garage pool home, offering an impressive combination of major upgrades, energy efficiency, and true Florida living. From the moment you arrive, you’ll appreciate the excellent curb appeal, meticulously maintained landscaping, and resurfaced driveway and main entrance that create a welcoming first impression. Inside, the home features a desirable split-bedroom floor plan, a spacious eat-in kitchen, and a large family room designed for comfortable everyday living and entertaining. Two of the bedrooms offer convenient access to the pool area, allowing the indoor and outdoor spaces to flow together beautifully. Step outside to your own private Florida retreat. The fully fenced backyard surrounds a sparkling salt-system swimming pool with an electric pool heater, perfect for enjoying the outdoors throughout the year. This home has been exceptionally cared for and includes several important updates: roof replaced in 2024, A/C installed in 2018, hot water heater replaced in 2023, and most windows replaced with hurricane-impact windows in 2023. A water-conditioning system provides another welcome convenience. And one of the home's biggest advantages—SOLAR PANELS! Enjoy the benefit of an energy-efficient home designed to help reduce monthly electric expenses, an increasingly valuable feature for Florida homeowners. The Spring Hill location puts everyday conveniences close at hand, with shopping, dining, grocery stores, medical services and recreation throughout the area. Nearby amenities include Mariner Commons, Veterans Memorial Park and Anderson Snow Park. Residents also have convenient access to Tampa General Hospital Spring Hill and the Suncoast Parkway, providing a direct route toward the Tampa Bay area. Beautifully maintained, thoughtfully upgraded, energy efficient and ready to enjoy—4382 Montano Ave offers the pool, privacy and improvements today's buyers are looking for. Schedule your private showing and see just how much this Spring Hill home has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,613
Sqft
0.23 ac
Lot size
2
Garage
1989
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,496 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,496/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.2%
$/sqft vs SPRING HILL
$217 vs $198
Days on market
4 vs 43 typical
Where $217/sqft sits among the 307 homes for sale in SPRING HILL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $315K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
158 of 307
SPRING HILL have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 4382 MONTANO AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$309,000
13491 CORONADO DRIVE · same community
3 bd · 2 ba · 1,632 sqft · $189/sqft · 120 DOM
Sold · Dec ’25$345,500
13220 LINDEN DRIVE · same community
3 bd · 2 ba · 1,589 sqft · $217/sqft · 51 DOM
Sold · Nov ’25$280,000
2410 COVINGTON AVENUE · same community
3 bd · 2 ba · 1,578 sqft · $177/sqft · 131 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4382 MONTANO AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4382 MONTANO AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4382 MONTANO AVENUE FAQs
What would the monthly payment be for 4382 MONTANO AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,496/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4382 MONTANO AVENUE?+
The most recent tax bill on record (2025) was $1,449. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $350,000, this home is listed about 3% above the Spring Hill median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4382 MONTANO AVENUE?+
Frank W. Springstead High School (high), John D. Floyd Elementary School (elementary), Powell Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HORIZON PALM REALTY GROUP · Liz Piedra. MLS #W7889007.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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