4697 BIRCHFIELD LOOP, SPRING HILL, FL, 34609
Active6 days on marketListed Aug 29, 2026MLS #W7889040
About this home
4697 BIRCHFIELD LOOP
This 2006 Avatar Sandpine home offers 3 bedrooms, 3 full bathrooms, and a 3-car garage. Featuring new carpeting and a desirable split-bedroom floor plan, the home includes a formal dining room and a spacious great room overlooking the screened-in lanai. The eat-in kitchen features 42-inch maple cabinets, while the primary suite offers two walk-in closets, a sitting area, dual vanities with granite countertops, and a separate garden tub and shower. Located on a private conservation lot with no rear neighbors, the home is centrally situated within the gated community of Sterling Hill. Residents enjoy upscale amenities, including two clubhouses, two swimming pools, two playgrounds, a splash pad, tennis and volleyball courts, an exercise facility, and more. No pets permitted. 2,340 Living SqFt, 3.286 Total SqFt, located in Sterling Hill
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,340
Sqft
0.16 ac
Lot size
3
Garage
2006
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs STERLING HILL PH 1A
$1 vs $162
Days on market
6 vs 43 typical
Where $1/sqft sits among the 7 homes for sale in STERLING HILL PH 1A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $315K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
4 of 7
STERLING HILL PH 1A have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 4697 BIRCHFIELD LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$325,000
13250 MANDALAY PLACE · same community
4 bd · 2.5 ba · 2,193 sqft · $148/sqft · 21 DOM
Sold · Dec ’25$335,872
4124 BEAUMONT LOOP · same community
4 bd · 2 ba · 2,185 sqft · $154/sqft · 0 DOM
Sold · Nov ’25$410,000
13504 DUNWOODY DRIVE · same community
4 bd · 2 ba · 2,185 sqft · $188/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 4697 BIRCHFIELD LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4697 BIRCHFIELD LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4697 BIRCHFIELD LOOP FAQs
What would the monthly payment be for 4697 BIRCHFIELD LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4697 BIRCHFIELD LOOP?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $1,900, this home is listed about 99% below the Spring Hill median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4697 BIRCHFIELD LOOP?+
Frank W. Springstead High School (high), John D. Floyd Elementary School (elementary), Powell Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX MARKETING SPECIALISTS · Ralph Paulsen, JR. MLS #W7889040.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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