13231 OLD FLORIDA CIRCLE, HUDSON, FL, 34669
Active1 days on marketListed Sep 19, 2026MLS #W7889221
About this home
13231 OLD FLORIDA CIRCLE
TURNKEY FLORIDA LIVING + FLEXIBLE PATH TO OWNERSHIP! Imagine coming home to a beautifully furnished, updated Florida home where everything is already in place—and where you have more than one way to make ownership happen. This 4-bedroom, 2-bath home offers a rare combination of turnkey comfort, privacy, and flexibility. **Seller will consider owner-financing or lease/purchase for qualified buyers, in addition to a traditional purchase. Terms are negotiable and subject to Seller’s approval.** Step inside and feel at home. The thoughtfully updated interior features a beautifully redesigned kitchen with new stainless-steel appliances, including a range with built-in air fryer, OrbitClean dishwasher, and side-by-side refrigerator with ice maker and water dispenser. Provence Blue cabinetry adds a distinctive touch of warmth and character. The primary suite is designed as a retreat, featuring a dual-adjustable king bed and a spa-inspired bath finished in soothing Ashberry. Ceiling fans throughout and a dedicated laundry area (with washer and dryer included) add everyday comfort and convenience. Then step outside and discover one of the home's most special features: a fully fenced backyard that backs directly to a nature preserve. Enjoy a peaceful natural setting, added privacy, and the benefit of having a protected natural backdrop rather than another row of homes immediately behind you. Relax on the screened lanai in the morning, or gather around the wood-burning fire pit with adjustable grill as the sun goes down. This is Florida living with room to breathe. The home is offered fully furnished and equipped, making it ideal for a buyer relocating to the Tampa Bay area, a second-home buyer, someone seeking a turnkey primary residence, or an investor looking for a furnished rental opportunity. Located in a gated Hudson community with convenient access to the Suncoast Parkway, you'll be minutes from Tampa, major employment centers, medical facilities, shopping, dining, and the Gulf Coast's beautiful beaches. Traditional financing (FHA, VA, Conventional), **Seller financing, or Lease-to-Purchase—ask about the possibilities. If you've been waiting for a Florida home that combines comfort, privacy, convenience, and a more flexible path to ownership, come see what makes this one different.**
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,006
Sqft
0.15 ac
Lot size
2
Garage
2006
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,065 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,065/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.4%
$/sqft vs Hudson actives
$187 vs $196
Days on market
1 vs 45 typical
Where $187/sqft sits among the 400 Hudson actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Ridge At Sugar Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
Pine Ridge At Sugar Creek — neighborhood snapshot
Population
922
Median age
36
Median income
$74,196
Median home value
$270,500
Avg household
3
Households w/ children
130
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $278K
Hudson median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
249 of 400
Hudson actives have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the HUDSON 34669 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 13231 OLD FLORIDA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$400,000
13548 OLD FLORIDA CIRCLE · same community
4 bd · 3 ba · 2,395 sqft · $167/sqft · 43 DOM
Sold · May ’26$360,000
12007 HUNTERS LAKE DRIVE
3 bd · 2 ba · 2,016 sqft · $179/sqft · 24 DOM
Sold · May ’26$340,000
12326 JILLIAN CIRCLE
4 bd · 3 ba · 2,027 sqft · $168/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 13231 OLD FLORIDA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13231 OLD FLORIDA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13231 OLD FLORIDA CIRCLE FAQs
What would the monthly payment be for 13231 OLD FLORIDA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,065/mo — principal and interest, the actual property-tax bill, the $105/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13231 OLD FLORIDA CIRCLE?+
The association fee works out to $105 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13231 OLD FLORIDA CIRCLE?+
The most recent tax bill on record (2025) was $5,121. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13231 OLD FLORIDA CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hudson?+
At $375,000, this home is listed about 12% above the Hudson median of $334,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13231 OLD FLORIDA CIRCLE?+
Moon Lake Elementary School (elementary), Crews Lake Middle School. (middle), Fivay High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$375,000 runs 14% above the HUDSON 34669 median — but at 2,006 sqft it's also 27% larger than the typical Hudson listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Hudson market that averages 45 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of REAL SYSTEMS BROKERAGE · Shonda Gonzales. MLS #W7889221.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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