Home Affordability
How much home you can comfortably afford, from your income, debts and down payment. Free, instant, and no sign-up to use it.
Your numbers
Car, student loans, credit cards, child support. Not rent.
We’ll tell you where it fits in your range.
Homes you can afford
$195,274 – $266,627
Comfortable
$195,274
$2,100 a month · 28% of income on housing
Stretch
$266,627
$2,700 a month · 36% of income on housing
- Comfortable price
- $195,274
- Comfortable payment
- $2,100 a month
- Stretch price (maximum)
- $266,627
- Stretch payment
- $2,700 a month
- A $205,000 home
- a stretch, but possible
Estimates for illustration only — not a loan offer, pre-approval or appraisal. Rates, taxes, insurance and costs vary; talk with a licensed lender and your agent before deciding.
What’s next?
More calculators
- Free · no sign-upMortgage CalculatorYour monthly payment with taxes, insurance, HOA and mortgage insurance.Open the calculator →
- Free · no sign-upRent vs. BuyWhether buying or renting leaves you better off, and the year buying pulls ahead.Open the calculator →
- Free · no sign-upRefinance Break-EvenHow long a refinance takes to pay for itself, and what you save each month.Open the calculator →
- For investorsRental Investment AnalysisRent, cash flow, cap rate and cash-on-cash return for a long-term rental.Open the calculator →
- For investorsShort-Term Rental CalculatorWhat a home could earn as a vacation rental, and how it compares to a long-term lease.Open the calculator →
- For investorsFix & Flip CalculatorProfit, return and the most you should offer on a fix-and-flip.Open the calculator →