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Neighborhood · Big Pine Key, Florida

Ramrod Key

Backcountry living in the heart of the Lower Keys

1

Homes for sale

$1,050,000

Median list price

$537

Avg price / sqft

79

Median days on market

Search Ramrod Key on the map

Ramrod Key sits between Big Pine and Sugarloaf in the Lower Keys, a small residential island built around the water — where the day tends to start with a boat rather than a commute. It's a waterfront-first place, close to some of the best backcountry flats and reef access in Monroe County, and it feels like a quieter alternative to the busier stretches of the Big Pine Key homes for sale market. Kids here are zoned for Sugarloaf School and Key West High School, a short drive down the highway.

Inventory is genuinely thin: there's currently one active listing, priced at $1,050,000, and it's on the water. Over the last 12 months only two homes sold here, at a median of $1,052,000, with sellers collecting about 94% of asking. If you want to see what's live right now, the live map is the fastest way to track new listings the moment they hit the market.

Ramrod Key is a community in Big Pine Key, Florida.

Quick facts

$1,050,000$1.1M price range

1,954 sqft median home

$4,500/mo median rent

2 sold in 12 months

On the market now

Homes for sale in Ramrod Key

Every active listing inside the Ramrod Key boundary

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Find your fit

Browse Ramrod Key

By feature — on the live map

The numbers that matter

The Ramrod Key market

2

Sold, last 12 months

$1,052,000

Median sold price

94%

Sale-to-list ratio

What sellers actually get vs asking

249 days

Median time to sell

Ramrod Key vs Big Pine Key

Median list price

Ramrod Key$1.1M
Big Pine Key Co.$1.1M

Price per sqft

Ramrod Key$537
Big Pine Key Co.$785

Days on market

Ramrod Key79d
Big Pine Key Co.340d

Live Stellar MLS data — every listing and closed sale inside the Ramrod Key boundary. Rolling medians smooth single-month swings in small communities.

For the school run

Schools Ramrod Key is zoned for

Attendance boundaries overlapping this community — always verify zoning with the district.

What it really costs

Owning here

Owning the median Ramrod Key home

$6,704/mo

Principal & interest $5,532
Property tax $962
Insurance (est.) $210

$1,050,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

$4,500/mo

Median rent

Homes for rent inside the boundary

Population

857

Median age

52

Median income

$94,583

Median home value

$639,700

Beyond the listings

Living in Ramrod Key

Hobbies & Interests

Top 2% in the U.S.

Wanderlust

Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.

Lifestyles

Top 5% in the U.S.

Wealth Signaling

Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.

Culture

Top 10% in the U.S.

Sites to See

This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.

Entertainment

Top 16% in the U.S.

Live & Local Music

This population follows the music. From local bands to current acts at the local venue, you can find these people researching band tours and how to get backstage passes.

Beliefs

Top 22% in the U.S.

Local Engagement

These citizens want to make their neighborhood a better, more beautiful place to live. They're attentive to the needs and affairs of the local community.

Hobbies & Interests

Top 23% in the U.S.

Engine Enthusiast

This population loves working on and showing off their cars, trucks and motorcycles. You can find them researching car shows and the hottest models on the lot.

Straight answers

Ramrod Key FAQs

Is Ramrod Key a good place to live?+

It's a good fit if you want a quiet, water-oriented island in the Lower Keys with easy access to the flats and reef. Families rely on Sugarloaf School and Key West High School, and the low turnover — just two sales in the last year — reflects how many owners stay put once they're here.

Is Ramrod Key expensive?+

Yes — it's a premium waterfront market. The one active home is listed at $1,050,000 and the median sold price over the past year was $1,052,000, working out to about $537 per square foot on a typical 1,954-square-foot home.

What do homes cost on Ramrod Key?+

Right now there's a single active listing at $1,050,000, and recent sales landed at a median of $1,052,000. Expect roughly $537 per square foot, with waterfront access driving much of that value.

How is the market on Ramrod Key?+

It's a low-volume, seller-favorable market with only one home currently for sale and two closings in the past 12 months. Homes take around 79 days to sell, and sellers are getting about 94% of their asking price — so there's some room to negotiate. You can watch new listings on the live map.

What about HOA fees and property taxes?+

There's no HOA fee reported on current inventory, so you're generally not looking at monthly dues here. Property taxes run around $11,547 per year at these price points, which is typical for waterfront property in Monroe County.

Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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