
Neighborhood · Key Largo, Florida
Cross Key Waterways Estates
Canal-front living at the top of the Keys
3
Homes for sale
$750,000
Median list price
$1,071
Avg price / sqft
55
Median days on market
Cross Key Waterways Estates is a small waterfront pocket of Key Largo where the appeal is simple: deep-water canal access, a quiet residential feel, and the run of Florida Bay and the Atlantic just minutes from your dock. Every active home here is on the water, and the neighborhood keeps company with communities like Pamela Villa at the upper end of the island. Families are zoned to Key Largo School and Coral Shores High School, and boaters treat the canal as their front yard.
The market here is tight and priced for it. There are only 3 active listings with a median list price of $750,000, running up to $1.8M, and homes trade at roughly $1,071 per square foot on a median size near 1,159 square feet. Sellers who priced right over the past year got about 98% of asking, with a median sold price of $1,625,000 — so browse the live map and be ready to move when the right dock comes up.
Cross Key Waterways Estates is a community in Key Largo, Florida.
Quick facts
$699,999 – $1.8M price range
1,159 sqft median home
$6,500/mo median rent
3 sold in 12 months
On the market now
Homes for sale in Cross Key Waterways Estates

$1,800,000
410 Bowie Ln, Key Largo FL 33037, KEY LARGO
3 bd · 2 ba · 1,250 sqft

$699,999
, KEY LARGO
2 bd · 2 ba

$750,000
721 Garden State Ln, Key Largo FL 33037, KEY LARGO
2 bd · 2 ba · 1,068 sqft
Every active listing inside the Cross Key Waterways Estates boundary
Open full map search →Find your fit
Browse Cross Key Waterways Estates
By feature — on the live map
Where the market lives
The numbers that matter
The Cross Key Waterways Estates market
3
Sold, last 12 months
$1,625,000
Median sold price
98%
Sale-to-list ratio
What sellers actually get vs asking
76 days
Median time to sell
Cross Key Waterways Estates vs Key Largo
Median list price
Price per sqft
Days on market
Live Stellar MLS data — every listing and closed sale inside the Cross Key Waterways Estates boundary. Rolling medians smooth single-month swings in small communities.
For the school run
Schools Cross Key Waterways Estates is zoned for
Attendance boundaries overlapping this community — always verify zoning with the district.
What it really costs
Owning here
Owning the median Cross Key Waterways Estates home
≈ $4,658/mo
$750,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
$6,500/mo
Median rent
Homes for rent inside the boundary
Population
613
Median age
46
Median income
$71,917
Median home value
$467,300
Beyond the listings
Living in Cross Key Waterways Estates
Appearance oriented
Top 7% in the U.S.Body Art
Who says the body isn't a canvas? This population loves talking about tattoos, body art and piercings.
Hobbies & Interests
Top 9% in the U.S.Wanderlust
Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.
Pieces of History
You can find these people researching an upcoming exhibit at the natural history museum or learning about a famous monument. This population enjoys learning about the past.
Food & Drink
Trendy Eats
Meals are a social experience, and these foodies take it to the next level. This population can't wait to snap a pic of their plate and share it before chowing down.
Emotional
Awestruck
Great things are meant to be shared, and this population is eager to show others what they find to be amazing, beautiful and exciting.
Lifestyles
Wealth Signaling
Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.
Straight answers
Cross Key Waterways Estates FAQs
Is Cross Key Waterways Estates a good place to live?+
If you want waterfront life at the top of the Keys, it's hard to beat — every active home sits on a canal with access to open water. It's a small, residential neighborhood zoned to Key Largo School and Coral Shores High, so it works for both boaters and families.
Is it expensive to buy here?+
Yes — this is a premium waterfront market, with average pricing around $1,071 per square foot and a median list price of $750,000. Listings currently range from about $699,999 up to $1.8 million, so there's a spread depending on the property and its dockage.
What do homes cost in Cross Key Waterways Estates?+
Active listings run from roughly $699,999 to $1,800,000, with a median list of $750,000 on homes around 1,159 square feet. Over the past 12 months the three homes that sold closed at a median of $1,625,000, which reflects the larger waterfront properties changing hands. Compare the current options on the live map.
How is the market right now?+
It's tight and firm. There are only 3 active listings, homes take a median of 55 days to sell, and sellers are averaging about 98% of their asking price — a sign that well-priced waterfront moves without heavy discounting.
What should I know about HOA fees and taxes?+
There's no reported HOA figure for the neighborhood, so budget primarily for property taxes, which run a median of about $5,953 per year. If you're weighing a rental strategy, the median rent in the area is around $6,500 per month for this waterfront tier of Key Largo homes for sale.
Keep exploring
More Key Largo neighborhoods
Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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