CENTURY 21 Edge
$18,5001 bd1.5 ba767 sqft$24 /sqft$294 /mo all-in ↓

101 20TH ST # 2603, Miami Beach FL 33139, MIAMI BEACH, FL, 33139

Active663 days on marketListed Oct 22, 2024MLS #A11680913

Priced 74% below the MIAMI BEACH 33139 medianWaterfrontFully furnishedCondominiumSETAI RESORT & RESIDENCES,THE SETAI RESORT

About this home

101 20TH ST # 2603, Miami Beach FL 33139

AVAILABLE DURING SUMMER SEASON. Renovated!!!Exquisite & elegant decor, new teak wood floors. Beautiful ocean views, north east exposure. The place to stay & be seen among the stars & celebrities. One of the Leading Condo/Hotels in the world. 3 infinity pools, world class spa & restaurants. In room dining, concierge, enjoy full service at the pool & beach. THE SETAI IS THE PROUD RECIPIENT OF THE FORBES TRAVEL GUIDE FIVE-STAR HOTEL AWARD. THIS AWARD PUTS THE SETAI AMONG THE FINEST HOTEL. NAMED #1 HOTEL IN MIAMI BEACH. Available short and long term. Price depends on dates and length of stay. Seasonal rental rates upon request.

Facts & features

The home at a glance

1

Bedrooms

1.5

Bathrooms

767

Sqft

1

Garage

2004

Year built

0

Levels

$24

Per sqft

WaterfrontBay & Ocean viewFurnished

Inside

FlooringWood
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorFirst Floor Entry · Built-in Features · Dome Kitchen · Elevator · Walk-In Closet(s)
CoolingCentral Air · Electric
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

ConstructionCBS Construction
ViewBay · Ocean
FacesNortheast
Parking1 Space · Assigned · Valet
ExteriorOpen Balcony

Community & fees

PetsRestrictions Or Possible Restrictions

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$294 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$109
FHA mortgage insurance (est.)$8
Est. property taxes (1.1%/yr)$17
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $648Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $648
Interest rate6.00%
Loan term

Estimated payment

$294/mo

Principal & interest$109
FHA mortgage insurance (est.)$8
Est. property taxes$17
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Miami Beach actives

$24 vs $728

Days on market

663 vs 91 typical

Where $24/sqft sits among the 394 Miami Beach actives

129 · this home
138
56
33
12
26
$24–546$546–1067$1067–1588$1588–2110$2110–2631$2631+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside City Center

Map of 101 20TH ST # 2603, Miami Beach FL 33139 inside its neighborhood boundary

Get to know Miami Beach. See the full Miami Beach guide →

City Center — neighborhood snapshot

Population

2,842

Median age

48

Median income

$70,536

Median home value

$452,600

Avg household

2

Households w/ children

142

For the school run

Dade County School District

HighMiami Beach Senior High School★★★★★
ElementaryMiami Beach Feinberg/Fisher K-8★★★★★
MiddleMiami Beach Nautilus Middle School★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami Beach market

Seller’s marketLeans buyer23.7 months of inventoryBuyer’s market

$285K$525K

Miami Beach median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

19 of 394

Miami Beach actives have cut their price

Median sold price, Miami Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 74% below the MIAMI BEACH 33139 median. See the full Miami Beach market guide →

Paper trail

This home's history

Oct 22, 2024Listed at $18,500 · 663 days on market since
2004Built · SETAI RESORT & RESIDENCES,THE SETAI RESORT

Reality check

What actually sold near 101 20TH ST # 2603

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Nearby listingSold · Feb ’26

$1,000,000

Nearby listing

1 bd · 1 ba · 776 sqft · $1,289/sqft

716 Michigan Ave # 204, Miami Beach FL 33139Sold · Oct ’25

$260,000

716 Michigan Ave # 204, Miami Beach FL 33139

1 bd · 1 ba · 750 sqft · $347/sqft · 117 DOM

650 West Ave # 2005, Miami Beach FL 33139Sold · Nov ’25

$740,000

650 West Ave # 2005, Miami Beach FL 33139

1 bd · 1 ba · 746 sqft · $992/sqft · 58 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 101 20TH ST # 2603 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 101 20TH ST # 2603 — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

101 20TH ST # 2603 FAQs

What would the monthly payment be for 101 20TH ST # 2603, Miami Beach FL 33139?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $294/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 101 20TH ST # 2603, Miami Beach FL 33139?+

The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami Beach?+

At $18,500, this home is listed about 97% below the Miami Beach median of $649,900. The market section on this page shows how the area is trending.

Which schools are assigned to 101 20TH ST # 2603, Miami Beach FL 33139?+

Miami Beach Senior High School (high), Miami Beach Feinberg/Fisher K-8 (elementary), Miami Beach Nautilus Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the MIAMI BEACH 33139 market on paper

$18,500 is 74% below the MIAMI BEACH 33139 median of $70,000, and at $24/sqft it sits under the Miami Beach average of $1,073.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

663 days on market against a Miami Beach median of 91 — sellers in this position are usually ready to negotiate.

Listing courtesy of Suma Luxury Realty · Patty Marun. MLS #A11680913.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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