CENTURY 21 Edge
$69,000$95,00012 bd9.5 ba6,862 sqft$10 /sqft$660 /mo all-in ↓

4745 Pine Tree Dr, Miami Beach FL 33140, MIAMI BEACH, FL, 33140

Active626 days on marketListed Nov 20, 2024MLS #A11697123

Priced 82% below the MIAMI BEACH 33140 medianReduced $26KWaterfrontFully furnishedSingle Family ResidenceINDIAN BEACH CORP AMD PL

About this home

4745 Pine Tree Dr, Miami Beach FL 33140

Grand Estate on prestigious Pine Tree Drive. Located on an acre of land ,the home features large rooms, formal dinning , library, gourmet chefs kitchen, grand salon, coffered ceilings , custom built ins, impact doors/ windows , 10 bedrooms and 9.5 bathrooms. Home has three detached guest houses. Architectural integrity throughout the home. Long driveway surrounded by royal palms creates a dramatic entrance to the home. 100’ of waterfrontage with no fixed bridges, infinity edge pool with fountains.

Facts & features

The home at a glance

12

Bedrooms

9.5

Bathrooms

6,862

Sqft

1930

Year built

$10

Per sqft

WaterfrontFireplaceBay viewFurnished

Inside

FlooringCarpet · Marble
AppliancesDishwasher · Dryer · Gas Water Heater · Microwave · Gas Range · Refrigerator · Washer
InteriorFirst Floor Entry · Closet Cabinetry · Entrance Foyer · Other · Stacked Bedroom · Walk-In Closet(s) · Den/Library/Office · Family Room · Separate Guest/In-Law Quarters
CoolingCeiling Fan(s) · Central Air
FurnishedFurnished

Outside & construction

RoofOther
ConstructionCBS Construction
ViewBay
ParkingCircular Driveway · Guest
ExteriorBarbeque · Lighting · Fruit Trees

Community & fees

PetsRestrictions Or Possible Restrictions

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$660 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$406
FHA mortgage insurance (est.)$31
Est. property taxes (1.1%/yr)$63
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,415Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,415
Interest rate6.00%
Loan term

Estimated payment

$660/mo

Principal & interest$406
FHA mortgage insurance (est.)$31
Est. property taxes$63
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Miami Beach actives

$10 vs $728

Days on market

626 vs 91 typical

Where $10/sqft sits among the 394 Miami Beach actives

138 · this home
133
58
26
13
26
$10–558$558–1106$1106–1654$1654–2202$2202–2750$2750+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Nautilus

Map of 4745 Pine Tree Dr, Miami Beach FL 33140 inside its neighborhood boundary

Get to know Miami Beach. See the full Miami Beach guide →

Nautilus — neighborhood snapshot

Population

4,042

Median age

36

Median income

$214,245

Median home value

$1,394,588

Avg household

3

Households w/ children

429

For the school run

Dade County School District

ElementaryNorth Beach Elementary School★★★★★
MiddleMiami Beach Nautilus Middle School★★★★★
HighMiami Beach Senior High School★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami Beach market

Seller’s marketLeans buyer23.7 months of inventoryBuyer’s market

$285K$525K

Miami Beach median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

19 of 394

Miami Beach actives have cut their price

Median sold price, Miami Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 82% below the MIAMI BEACH 33140 median. See the full Miami Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $69,000 $26K
Nov 20, 2024Listed at $95,000 · 626 days on market since
1930Built · INDIAN BEACH CORP AMD PL

Reality check

What actually sold near 4745 Pine Tree Dr

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4731 Pine Tree Dr, Miami Beach FL 33140Sold · Jun ’26

$24,000,000

4731 Pine Tree Dr, Miami Beach FL 33140 · same community

9 bd · 7 ba · 10,057 sqft · $2,386/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 4745 Pine Tree Dr — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4745 Pine Tree Dr — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4745 Pine Tree Dr FAQs

What would the monthly payment be for 4745 Pine Tree Dr, Miami Beach FL 33140?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $660/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 4745 Pine Tree Dr, Miami Beach FL 33140?+

The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami Beach?+

At $69,000, this home is listed about 89% below the Miami Beach median of $649,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4745 Pine Tree Dr, Miami Beach FL 33140?+

North Beach Elementary School (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the MIAMI BEACH 33140 market on paper

$69,000 is 82% below the MIAMI BEACH 33140 median of $389,500, and at $10/sqft it sits under the Miami Beach average of $1,073.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

626 days on market against a Miami Beach median of 91 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

North Beach Elementary School, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — North Beach Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $95,000, now $69,000 — a $26K cut. The full history is in the market section below.

Listing courtesy of One Sotheby's International Realty · Mirce Curkoski. MLS #A11697123.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

Never miss a listing

New Miami Beach homes, in your inbox

Like 4745 Pine Tree Dr, Miami Beach FL 33140 but not quite? A daily digest of every new listing in Miami Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask John to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 8, 2026 at 10:15 PM UTC. The listing information on this page last changed on August 8, 2026 at 10:15 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 8, 2026 at 10:15 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 8, 2026 at 10:15 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.