101 20, Miami Beach FL 33139, MIAMI BEACH, FL, 33139
Active526 days on marketListed Mar 3, 2025MLS #A11755848
About this home
101 20, Miami Beach FL 33139
Unique Flexibility at The Setai Residences - Miami Beach. Units 1803 and 1805 at The Setai offer a rare opportunity to either combine the two residences or enjoy them separately. By adding two connecting doors—similar to those in luxury hotels—you can seamlessly join the units for an expansive, open living space or keep them entirely separate for privacy and flexibility. Enjoy breathtaking ocean views, sophisticated interiors, and the world-class amenities of The Setai. Combined total 1,588 SqFt. Whether you’re looking for a spacious, connected home or two private residences, the choice is yours. Easy to show.
Facts & features
The home at a glance
2
Bedrooms
3
Bathrooms
1
Garage
2004
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$30,135 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$30,135/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside City Center
Get to know Miami Beach. See the full Miami Beach guide →
City Center — neighborhood snapshot
Population
2,842
Median age
48
Median income
$70,536
Median home value
$452,600
Avg household
2
Households w/ children
142
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami Beach market
$285K → $525K
Miami Beach median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Miami Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6721% above the MIAMI BEACH 33139 median. See the full Miami Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 101 20
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$2,375,000
101 20th St # 3105, Miami Beach FL 33139 · same community
1 bd · 1.5 ba · 821 sqft · $2,893/sqft · 37 DOM
Sold · Oct ’25$1,950,000
101 20th St # 1705, Miami Beach FL 33139 · same community
1 bd · 1.5 ba · 821 sqft · $2,375/sqft · 12 DOM
Sold · Feb ’26$5,500,000
101 20th St # 3008, Miami Beach FL 33139 · same community
2 bd · 2 ba · 1,141 sqft · $4,820/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 101 20 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 101 20 — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
101 20 FAQs
What would the monthly payment be for 101 20, Miami Beach FL 33139?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $30,135/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 101 20, Miami Beach FL 33139?+
The most recent tax bill on record (2014) was $29,024. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 101 20, Miami Beach FL 33139?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami Beach?+
At $4,775,000, this home is listed about 635% above the Miami Beach median of $649,900. The market section on this page shows how the area is trending.
Which schools are assigned to 101 20, Miami Beach FL 33139?+
Miami Beach Senior High School (high), Miami Beach Feinberg/Fisher K-8 (elementary), Miami Beach Nautilus Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$4,775,000 runs 6721% above the MIAMI BEACH 33139 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
526 days on market against a Miami Beach median of 91 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of Miami Beach Real Estate Prop. · Angielle Knowle. MLS #A11755848.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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