2304 SE 8TH TER, Cape Coral FL 33990, CAPE CORAL, FL, 33990
Active344 days on marketListed Sep 8, 2025MLS #A11874653
About this home
2304 SE 8TH TER, Cape Coral FL 33990
This inviting & cozy 4-bedroom, 3-bathroom originally started as a 3/2 with a den, offering ample space & versatility. The home features impact windows throughout. The kitchen is equipped with stainless steel appliances. Additional features include solar panels, promoting energy efficiency & sustainability, and a generator connection supporting both 220 V & 110 V. Enjoy the spacious yard spaces, which offer plenty of room for a pool, relaxation, entertainment, and screened in lanai. Garage features an automatic door opener and a secure code panel for easy access. This home offers easy access to schools, shopping, and parks. SELLERS CREDIT of $8,000.00 available at asking price.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,903
Sqft
2
Garage
1985
Year built
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,834 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,834/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Cape Coral actives
$210 vs $249
Days on market
344 vs 50 typical
Where $210/sqft sits among the 340 Cape Coral actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33990 — neighborhood snapshot
Population
35,428
Median age
48.6
Median income
$70,278
Median home value
$330,500
Avg household
2.57
Households w/ children
3,310
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $408K
Cape Coral median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
109 of 340
Cape Coral actives have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 2304 SE 8TH TER
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$750,000
2218 CORAL POINT DRIVE
4 bd · 2 ba · 1,904 sqft · $394/sqft · 7 DOM
Sold · Jul ’26$415,000
1719 W BLUEWATER TERRACE
3 bd · 2 ba · 1,891 sqft · $219/sqft · 126 DOM
Sold · Mar ’26$260,000
5 SE 20TH PLACE
3 bd · 2 ba · 1,831 sqft · $142/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 2304 SE 8TH TER — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2304 SE 8TH TER — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2304 SE 8TH TER FAQs
What would the monthly payment be for 2304 SE 8TH TER, Cape Coral FL 33990?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,834/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2304 SE 8TH TER, Cape Coral FL 33990?+
The most recent tax bill on record (2024) was $1,797. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $398,900, this home is listed about 11% below the Cape Coral median of $447,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2304 SE 8TH TER, Cape Coral FL 33990?+
Diplomat Middle School (middle), Mariner High School (high), Hector A. Cafferata Junior Elementary School (elementary), Island Coast High School (high), Caloosa Middle School (middle), North Fort Myers High School (high), Patriot Elementary School (elementary), Skyline Elementary School (elementary), Trafalgar Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01None views
The none view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
344 days on market against a Cape Coral median of 50 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Diplomat Middle School, Mariner High School, Hector A. Cafferata Junior Elementary School, Island Coast High School, Caloosa Middle School, North Fort Myers High School, Patriot Elementary School, Skyline Elementary School, Trafalgar Elementary School, Cape Coral High School, Ida S. Baker High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $419,999, now $398,900 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Florida Realty of Miami Corp · Ana Esquetini. MLS #A11874653.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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