520 West Ave # 1102, Miami Beach FL 33139, MIAMI BEACH, FL, 33139
Active279 days on marketListed Nov 11, 2025MLS #A11912372
About this home
520 West Ave # 1102, Miami Beach FL 33139
Fully upgraded and furnished condos at the luxurious Bentley Bay South Tower. Unit offers so much more than the outstanding views that come from being directly on Biscayne Bay. It has floors to ceiling windows throughout, so whether you’re cooking in the kitchen, or entertaining in the living room, you can enjoy the beautiful water views from any angle. As you step outside on the spacious balcony, you can soak up some sun and watch as boats pass by on the bay. Bentley Bay is close to grocery stores, dining, and the South Beach neighborhoods. There is a beautiful pool, gym with updated equipment, front desk attendants, and valet services.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,499
Sqft
1
Garage
2004
Year built
$7
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$232 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$232/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami Beach actives
$7 vs $728
Days on market
279 vs 91 typical
Where $7/sqft sits among the 394 Miami Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flamingo Lummus
Get to know Miami Beach. See the full Miami Beach guide →
Flamingo Lummus — neighborhood snapshot
Population
23,083
Median age
41
Median income
$70,404
Median home value
$377,608
Avg household
2
Households w/ children
1,591
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami Beach market
$285K → $525K
Miami Beach median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
19 of 394
Miami Beach actives have cut their price
Median sold price, Miami Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% below the MIAMI BEACH 33139 median. See the full Miami Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 520 West Ave # 1102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$2,405,000
400 S Pointe Dr # 1610, Miami Beach FL 33139
3 bd · 2.5 ba · 1,559 sqft · $1,543/sqft · 152 DOM
Sold · Jul ’26$2,200,000
400 S Pointe Dr # 1910, Miami Beach FL 33139
2 bd · 2 ba · 1,559 sqft · $1,411/sqft · 107 DOM
Sold · Jan ’26$4,450,000
100 S Pointe Dr # 909, Miami Beach FL 33139
2 bd · 2.5 ba · 1,595 sqft · $2,790/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 520 West Ave # 1102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 520 West Ave # 1102 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
520 West Ave # 1102 FAQs
What would the monthly payment be for 520 West Ave # 1102, Miami Beach FL 33139?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $232/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 520 West Ave # 1102, Miami Beach FL 33139?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami Beach?+
At $10,000, this home is listed about 98% below the Miami Beach median of $649,450. The market section on this page shows how the area is trending.
Which schools are assigned to 520 West Ave # 1102, Miami Beach FL 33139?+
Miami Beach South Pointe Elementary School (elementary), Miami Beach Senior High School (high), Miami Beach Nautilus Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the MIAMI BEACH 33139 market on paper
$10,000 is 86% below the MIAMI BEACH 33139 median of $70,000, and at $7/sqft it sits under the Miami Beach average of $1,073.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
279 days on market against a Miami Beach median of 91 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Miami Beach South Pointe Elementary School, Miami Beach Senior High School, Miami Beach Nautilus Middle School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Miami Beach South Pointe Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $11,000, now $10,000 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Fortune Christie's International Real Estate · Kevin Waissmann. MLS #A11912372.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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