, NORTH MIAMI, FL, 33181
Active182 days on marketListed Jan 23, 2026MLS #A11951871
About this home
Great opportunity for one bedroom waterfront condo with easy canal access to the ocean, priced to sell. Nice common areas with Pool area, outside common area with barbeque are on the water and workshop. Low maintenance at $200 per month. Co-op property with no rentals allowed and 55-plus community. This is a great opportunity someone wants to come to Miami to at low price and turn-key. Friendly community and association where everyone know each other. Unit comes fully furnished with all appliances and fixtures. Easy to show. Dock space available on request. With all amenities of a palace including pool this is a coop property and new buyer not allow to rent. This only private investment money or cash is acceptable for the sale. Water, sewer and trash included in the association. Showing by appointment only please call or text for appointment.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
600
Sqft
1961
Year built
$283
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,412 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,412/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.5%
Days on market
182 vs 7 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Central
Get to know North Miami. See the full North Miami guide →
Central — neighborhood snapshot
Population
36,149
Median age
37
Median income
$56,006
Median home value
$331,786
Avg household
3
Households w/ children
4,191
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Miami market
$500K → $413K
North Miami median sold, yr/yr
Median sold price, North Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the NORTH MIAMI 33181 median. See the full North Miami market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,412/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $1,311. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Miami?+
At $170,000, this home is listed about 43% below the North Miami median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Archcreek Elementary School (elementary), North Miami Middle School (middle), North Miami Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NORTH MIAMI 33181 market on paper
$170,000 is 6% below the NORTH MIAMI 33181 median of $179,900.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
182 days on market against a North Miami median of 7 — sellers in this position are usually ready to negotiate.
Listing courtesy of Gary Hennes Realtors · John Nilbrink. MLS #A11951871.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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