CENTURY 21 Edge
$555,000$659,5004 bd2 ba2,078 sqft$267 /sqft$4,376 /mo all-in ↓

, CAPE CORAL, FL, 33914

Active170 days on marketListed Feb 4, 2026MLS #A11958608

Reduced $105KWaterfrontSingle Family Residencewest of oasis canals

About this home

Well-maintained gulf-access, waterfront home with screened pool and numerous recent updates. This bright, open residence features vaulted ceilings, neutral interior paint (2021), and updated lighting and ceiling fans throughout. The living areas flow seamlessly to the screened lanai, offering ideal indoor-outdoor living with tranquil canal views. Major improvements include a new HVAC system (2021), resurfaced pool (2021), pool heater (2021), and a brand-new pool cage/screen enclosure (2023). Additional updates include new blinds and closet doors in all bedrooms, new storage closets in the garage, and a new garage door opener and track system (2024). Recent functional upgrades include a new washer and dryer (2023), dishwasher (2025), and a new sprinkler system (2026). The spacious screened pool area provides ample room for relaxing or entertaining while enjoying the waterfront setting. Move-in ready and thoughtfully updated, this home offers comfort, functionality, and classic Florida living. Tenant occupied until April 6.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,078

Sqft

2

Garage

1989

Year built

$267

Per sqft

WaterfrontCanal & Garden view

Inside

FlooringCeramic Floor · Tile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Washer
InteriorFirst Floor Entry · Family Room
CoolingCentral Air · Electric
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionConcrete Block Construction
ViewCanal · Garden
FacesNorth
ParkingCovered · Driveway

Community & fees

Taxes (2025)$8,437/yr
CommunityPaved Road · Public Road · Sidewalks · Street Lights

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,376 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,267
FHA mortgage insurance (est.)$245
Property tax — 2025 actual bill$703
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,425Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,425
Interest rate6.00%
Loan term

Estimated payment

$4,376/mo

Principal & interest$3,267
FHA mortgage insurance (est.)$245
Property taxes (actual bill)$703
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Cape Coral actives

$267 vs $249

Days on market

170 vs 39 typical

Where $267/sqft sits among the 330 Cape Coral actives

94
106 · this home
46
36
21
27
$153–215$215–278$278–340$340–402$402–464$464+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cape Coral

Map of

Get to know Cape Coral. See the full Cape Coral guide →

CAPE CORAL 33914 — neighborhood snapshot

Population

44,439

Median age

54.7

Median income

$75,557

Median home value

$408,800

Avg household

2.46

Households w/ children

3,094

For the school run

Lee County School District

MiddleGulf Middle School★★★★★
HighIda S. Baker High School★★★★★
ElementaryGulf Elementary School★★★★
ElementaryPelican Elementary School★★★★★
HighCape Coral High School★★★★★
ElementaryCape Elementary School★★★★★
MiddleTrafalgar Middle School★★★★★
HighMariner High School★★★★
HighNorth Fort Myers High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$375K$411K

Cape Coral median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

114 of 330

Cape Coral actives have cut their price

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% above the CAPE CORAL 33914 median. See the full Cape Coral market guide →

Paper trail

This home's history

CurrentPrice reduced to $555,000 $105K
Feb 4, 2026Listed at $659,500 · 170 days on market since
1989Built · west of oasis canals

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2951 SW 30TH STREETSold · Nov ’25

$475,000

2951 SW 30TH STREET

4 bd · 2 ba · 2,116 sqft · $224/sqft · 15 DOM

2542 SW 38TH STREETSold · Aug ’25

$580,000

2542 SW 38TH STREET

3 bd · 2 ba · 2,138 sqft · $271/sqft · 90 DOM

4517 SW 24TH AVENUESold · Feb ’26

$375,000

4517 SW 24TH AVENUE

3 bd · 2 ba · 2,177 sqft · $172/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,376/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $8,437. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Cape Coral?+

At $555,000, this home is listed about 28% above the Cape Coral median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Gulf Middle School (middle), Ida S. Baker High School (high), Gulf Elementary School (elementary), Pelican Elementary School (elementary), Cape Coral High School (high), Cape Elementary School (elementary), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$555,000 runs 39% above the CAPE CORAL 33914 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

170 days on market against a Cape Coral median of 39 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Gulf Middle School, Ida S. Baker High School, Gulf Elementary School, Pelican Elementary School, Cape Coral High School, Cape Elementary School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $659,500, now $555,000 — a $105K cut. The full history is in the market section below.

Listing courtesy of Soto Realty Group · Michael Soto. MLS #A11958608.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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