CENTURY 21 Edge
$2,300,0003 bd3 ba2,640 sqft$871 /sqft$16,649 /mo all-in ↓

1415 Sunset Harbour Dr # 202, Miami Beach FL 33139, MIAMI BEACH, FL, 33139

Active166 days on marketListed Mar 6, 2026MLS #A11978320

WaterfrontTownhouseTHE THS AT SUNSET HARBOUR

About this home

1415 Sunset Harbour Dr # 202, Miami Beach FL 33139

Beautifully remodeled 2-story townhouse in the heart of Sunset Harbour, featuring 3 beds, 3 baths, 2,640 Sq Ft of living space, a renovated kitchen with Sub-Zero and Miele appliances, Arclinea cabinetry, marble floors, four terraces, and a additional space ideal for an office or storage. The family room can be converted into a 4th bedroom with a private entrance. Located in a guard-gated waterfront community, it’s steps from top restaurants, Fresh Market, Publix, and Lincoln Road’s world-class shopping and entertainment. Enjoy access to the Sunset Harbour Yacht Club Marina, including a pool and lounge area. Great opportunity to own a stunning townhouse in one of Miami Beach’s most desirable neighborhoods.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,640

Sqft

2

Garage

1997

Year built

$871

Per sqft

WaterfrontOther View view

Inside

FlooringMarble
AppliancesDishwasher · Dryer · Microwave · Electric Range · Refrigerator
InteriorFirst Floor Entry · Built-in Features · Closet Cabinetry · Elevator · Pantry · Walk-In Closet(s)
CoolingCentral Air
HeatingOther

Outside & construction

ConstructionOther
ViewOther View
ParkingAssigned
ExteriorOther · Open Balcony

Community & fees

HOA fee$2,424/mo
Taxes (2024)$9,497/yr
PetsRestrictions Or Possible Restrictions

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$16,649 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$12,411
PMI (est., until 20% equity)$863
Property tax — 2024 actual bill$791
HOA fee — from the listing$2,424
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $230,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $230,000
Interest rate6.00%
Loan term

Estimated payment

$16,649/mo

Principal & interest$12,411
PMI (est., until 20% equity)$863
Property taxes (actual bill)$791
HOA / condo fee$2,424
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Miami Beach actives

$871 vs $728

Days on market

166 vs 91 typical

Where $871/sqft sits among the 394 Miami Beach actives

222
76 · this home
35
25
11
25
$355–821$821–1287$1287–1754$1754–2220$2220–2686$2686+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bayshore

Map of 1415 Sunset Harbour Dr # 202, Miami Beach FL 33139 inside its neighborhood boundary

Get to know Miami Beach. See the full Miami Beach guide →

Bayshore — neighborhood snapshot

Population

3,848

Median age

39

Median income

$136,874

Median home value

$1,296,558

Avg household

2

Households w/ children

301

For the school run

Dade County School District

HighMiami Beach Senior High School★★★★★
MiddleMiami Beach Nautilus Middle School★★★★★
ElementaryNorth Beach Elementary School★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami Beach market

Seller’s marketLeans buyer23.7 months of inventoryBuyer’s market

$285K$525K

Miami Beach median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

19 of 394

Miami Beach actives have cut their price

Median sold price, Miami Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3186% above the MIAMI BEACH 33139 median. See the full Miami Beach market guide →

Paper trail

This home's history

Mar 6, 2026Listed at $2,300,000 · 166 days on market since
1997Built · THE THS AT SUNSET HARBOUR

Reality check

What actually sold near 1415 Sunset Harbour Dr # 202

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1413 Sunset Harbour Dr # 208, Miami Beach FL 33139Sold · May ’26

$2,050,000

1413 Sunset Harbour Dr # 208, Miami Beach FL 33139 · same community

3 bd · 3 ba · 2,640 sqft · $777/sqft · 136 DOM

1415 Sunset Harbour Dr # 205, Miami Beach FL 33139Sold · Apr ’26

$1,649,875

1415 Sunset Harbour Dr # 205, Miami Beach FL 33139 · same community

3 bd · 3 ba · 2,640 sqft · $625/sqft · 32 DOM

1415 Sunset Harbour Dr # 102, Miami Beach FL 33139Sold · Jul ’26

$3,850,000

1415 Sunset Harbour Dr # 102, Miami Beach FL 33139 · same community

3 bd · 3 ba · 2,420 sqft · $1,591/sqft · 45 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 1415 Sunset Harbour Dr # 202 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1415 Sunset Harbour Dr # 202 — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1415 Sunset Harbour Dr # 202 FAQs

What would the monthly payment be for 1415 Sunset Harbour Dr # 202, Miami Beach FL 33139?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,649/mo — principal and interest, the actual property-tax bill, the $2,424/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1415 Sunset Harbour Dr # 202, Miami Beach FL 33139?+

The association fee works out to $2,424 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1415 Sunset Harbour Dr # 202, Miami Beach FL 33139?+

The most recent tax bill on record (2024) was $9,497. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1415 Sunset Harbour Dr # 202, Miami Beach FL 33139?+

The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami Beach?+

At $2,300,000, this home is listed about 254% above the Miami Beach median of $649,450. The market section on this page shows how the area is trending.

Which schools are assigned to 1415 Sunset Harbour Dr # 202, Miami Beach FL 33139?+

Miami Beach Senior High School (high), Miami Beach Nautilus Middle School (middle), North Beach Elementary School (elementary), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,300,000 runs 3186% above the MIAMI BEACH 33139 median — but at 2,640 sqft it's also nearly 3 times the size of the typical Miami Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $2,424/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Miami Beach Senior High School, Miami Beach Nautilus Middle School, North Beach Elementary School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — North Beach Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of Coldwell Banker Realty · Elizabeth Quintero. MLS #A11978320.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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