CENTURY 21 Edge
$229,000$255,0002 bd2 ba1,489 sqft$154 /sqft$1,787 /mo all-in ↓

, PORT CHARLOTTE, FL, 33948

Active159 days on marketListed Feb 25, 2026MLS #A12000817

Reduced $26KSingle Family ResidencePort Charlotte

About this home

Some photos are virtually staged. WOW - 4437 Wynkoop could be the Florida home you’ve been waiting for! An inviting 2-bedroom, 2-bath residence with 1,489 sq ft and plenty of room to live, work, and relax. The flexible floor plan features a living room, family room, dining room, and dinette. It's ideal for entertaining, spreading out, or enjoying everyday life comfortably. Recent upgrades add peace of mind: New Roof (2023), New A/C (2022), New Hot Water Heater (2025), and a New Garage Door Opener (2026). Public water and sewer are already in place. The kitchen opens to the family room and dining area, creating an easy, connected space for cooking and conversation. Spacious rooms throughout enhance the airy feel, and the oversized lot offers room to store a boat—perfect for taking advantage of the nearby waterways. This home is being sold furnished, making your move even easier. Conveniently located near a boat launch, shopping, medical facilities, restaurants, and downtown Punta Gorda—everything you love about the area is just minutes away.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,489

Sqft

2

Garage

1993

Year built

$154

Per sqft

Other view

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Electric Range · Refrigerator · Washer
InteriorFirst Floor Entry · Walk-In Closet(s) · Florida Room
CoolingCeiling Fan(s) · Central Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete Block Construction · CBS Construction
ViewOther
FacesSouth
ParkingDriveway

Community & fees

Taxes (2025)$2,131/yr
CommunityPaved Road

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,787 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,348
FHA mortgage insurance (est.)$101
Property tax — 2025 actual bill$178
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,015Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,015
Interest rate6.00%
Loan term

Estimated payment

$1,787/mo

Principal & interest$1,348
FHA mortgage insurance (est.)$101
Property taxes (actual bill)$178
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Port Charlotte

$154 vs $221

Days on market

159 vs 56 typical

Where $154/sqft sits among the 32 homes for sale in Port Charlotte

4 · this home
13
6
5
2
2
$91–157$157–223$223–288$288–354$354–420$420+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside O'hara

Map of  inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

O'hara — neighborhood snapshot

Population

5,202

Median age

58

Median income

$75,856

Median home value

$383,125

Avg household

2

Households w/ children

392

For the school run

Charlotte County School District

MiddleMurdock Middle School★★★★★
ElementaryMeadow Park Elementary School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

11 of 32

Port Charlotte have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 663% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $229,000 $26K
Feb 25, 2026Listed at $255,000 · 159 days on market since
1993Built · Port Charlotte

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6327 FABIAN ROADSold · Sep ’25

$245,000

6327 FABIAN ROAD · same community

3 bd · 2 ba · 1,550 sqft · $158/sqft · 160 DOM

2067 MIDNIGHT STREETSold · Feb ’26

$300,000

2067 MIDNIGHT STREET · same community

3 bd · 2 ba · 1,552 sqft · $193/sqft · 317 DOM

22105 SCARSDALE AVENUESold · Jul ’26

$319,000

22105 SCARSDALE AVENUE · same community

3 bd · 2 ba · 1,552 sqft · $206/sqft · 134 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,787/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $2,131. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Charlotte?+

At $229,000, this home is listed about 32% below the Port Charlotte median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Murdock Middle School (middle), Meadow Park Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$229,000 runs 663% above the PORT CHARLOTTE 33948 median.

02Other views

The other view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

159 days on market against a Port Charlotte median of 56 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $255,000, now $229,000 — a $26K cut. The full history is in the market section below.

Listing courtesy of EXIT Compass Realty · Debra Myers. MLS #A12000817.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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