, KEY LARGO, FL, 33037
Active89 days on marketListed Apr 21, 2026MLS #A12005038
About this home
Experience privacy at 6 Fishermans Trail in Key Largo. This 1,785-sq-ft, 3-bed, 2-bath residence features soaring 10-foot ceilings that create an airy, bright atmosphere. An inviting foyer leads to a formal dining room framed by large windows. The kitchen is appointed with bright white cabinetry, a pantry, and stainless steel appliances. The primary suite offers a large walk-in closet and a spacious bath with a separate shower and bidet. Two guest bedrooms share a recently updated bathroom. Set on a fully fenced 7,440-sq-ft lot across from state-owned land, exceptional privacy is guaranteed. A covered porch overlooks a lush backyard preserved as a natural tropical hammock, ensuring your tranquil surroundings are never compromised by overdevelopment. For water toys, enjoy dedicated off-street RV/boat parking and a handy storage shed. Sustainable touches include rain gutters feeding an in-ground cistern, plus a new metal roof (2022). The home features impact glass on doors and front windows, with the remaining impact windows on-site and ready to be installed. Located oceanside at MM 99 in the golf-cart-friendly Harbor Shores subdivision, residents enjoy a community boat ramp, park, and easy access to local restaurants and stores. This property perfectly captures the relaxed, nature-filled Key Largo lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,785
Sqft
1999
Year built
$476
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,317 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,317/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−31.6%
$/sqft vs Key Largo actives
$476 vs $727
Days on market
89 vs 81 typical
Where $476/sqft sits among the 110 Key Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Key Largo
Get to know Key Largo. See the full Key Largo guide →
KEY LARGO 33037 — neighborhood snapshot
Population
13,674
Median age
54.2
Median income
$80,911
Median home value
$660,700
Avg household
2.34
Households w/ children
999
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
10 of 110
Key Largo actives have cut their price
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$355,000
2339 JERNIGAN LOOP · same community
3 bd · 2 ba · 2,006 sqft · $177/sqft · 12 DOM
Sold · Dec ’25$330,000
2336 JERNIGAN LOOP · same community
3 bd · 2 ba · 1,554 sqft · $212/sqft · 15 DOM
Sold · Feb ’26$615,000
125 Harbor Dr, Key Largo FL 33037 · same community
3 bd · 2 ba · 1,295 sqft · $475/sqft · 104 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lyra Rae
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Lyra's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,317/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $3,091. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Key Largo?+
At $849,000, this home is listed about 124% above the Key Largo median of $379,450. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$849,000 runs 22% above the KEY LARGO 33037 median — but at 1,785 sqft it's also nearly twice the size of the typical Key Largo listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $868,400, now $849,000 — a $19K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX All Keys Real Estate · Patricia Robison. MLS #A12005038.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Key Largo homes, in your inbox
Like but not quite? A daily digest of every new listing in Key Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Lyra to ping you on any price or status change →