CENTURY 21 Edge
$374,900$385,0003 bd2 ba2,006 sqft$187 /sqft$3,121 /mo all-in ↓

2349 JERNIGAN LOOP, KISSIMMEE, FL, 34746

Active44 days on marketListed Jun 22, 2026MLS #O6416499

Reduced $10KSingle Family ResidenceHARBOR SHORES

About this home

2349 JERNIGAN LOOP

This beautifully maintained single-family home built in 2019, offers 2,006 square feet of comfortable living space with 3 spacious bedrooms, 2 full bathrooms, and a versatile office/flex room perfect for working from home, a playroom, or additional living space. The home features a modern open-concept layout designed for both everyday living and entertaining. The stunning kitchen boasts large white cabinetry, ample counter space, and flows seamlessly into the dining and living areas. The generously sized living room provides a welcoming space for family gatherings and relaxation. The spacious primary suite features carpet flooring and a private bath, while the two additional bedrooms offer durable tile flooring. Tile flooring extends throughout the kitchen and main living areas, creating a clean and stylish look. A convenient washer and dryer hookup adds to the home's functionality. Step outside and enjoy the screened-in sunroom overlooking the expansive backyard—perfect for family gatherings, outdoor entertaining, gardening, or simply relaxing in your own private outdoor retreat. The house also has solar panels. Located in the desirable Kissimmee area, this move-in-ready home combines modern features, spacious living areas, energy-efficient upgrades, and a fantastic outdoor space, making it an excellent opportunity for families and homeowners alike.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,006

Sqft

0.17 ac

Lot size

2

Garage

2019

Year built

One

Levels

$187

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorSolid Surface Counters
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesWest
ExteriorOther

Community & fees

HOA fee$105/mo
Taxes (2025)$5,804/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesElectricity Available · Public · Solar
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,121 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,207
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$484
HOA fee — from the listing$105
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,122Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,122
Interest rate6.00%
Loan term

Estimated payment

$3,121/mo

Principal & interest$2,207
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$484
HOA / condo fee$105
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$341KedgeAI estimate $494,109 · range $355K$726K$755K

vs edgeAI estimate

−24.1%

$/sqft vs Kissimmee actives

$187 vs $208

Days on market

44 vs 53 typical

Where $187/sqft sits among the 400 Kissimmee actives

92
125 · this home
93
47
16
27
$155–184$184–213$213–243$243–272$272–301$301+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Kissimmee

Map of 2349 JERNIGAN LOOP

Drive times from this address

Walt Disney World33 min
Universal Orlando36 min
Orlando Int’l Airport (MCO)38 min
Downtown Orlando39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

KISSIMMEE 34746 — neighborhood snapshot

Population

57,181

Median age

37.6

Median income

$67,677

Median home value

$328,500

Avg household

3.13

Households w/ children

5,929

For the school run

Osceola County School District

MiddleKissimmee Middle School★★★★
ElementaryFlora Ridge Elementary School★★★★★
HighCelebration High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

164 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $374,900 $10K
Jun 22, 2026Listed at $385,000 · 44 days on market since
2019Built · HARBOR SHORES

Reality check

What actually sold near 2349 JERNIGAN LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2339 JERNIGAN LOOPSold · Feb ’26

$355,000

2339 JERNIGAN LOOP · same community

3 bd · 2 ba · 2,006 sqft · $177/sqft · 12 DOM

2336 JERNIGAN LOOPSold · Dec ’25

$330,000

2336 JERNIGAN LOOP · same community

3 bd · 2 ba · 1,554 sqft · $212/sqft · 15 DOM

125 Harbor Dr, Key Largo FL 33037Sold · Feb ’26

$615,000

125 Harbor Dr, Key Largo FL 33037 · same community

3 bd · 2 ba · 1,295 sqft · $475/sqft · 104 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2349 JERNIGAN LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2349 JERNIGAN LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2349 JERNIGAN LOOP FAQs

What would the monthly payment be for 2349 JERNIGAN LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,121/mo — principal and interest, the actual property-tax bill, the $105/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2349 JERNIGAN LOOP?+

The association fee works out to $105 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2349 JERNIGAN LOOP?+

The most recent tax bill on record (2025) was $5,804. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2349 JERNIGAN LOOP?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $374,900, this home is listed about 1% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2349 JERNIGAN LOOP?+

Kissimmee Middle School (middle), Flora Ridge Elementary School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PREFERRED REAL ESTATE BROKERS · David Cortez. MLS #O6416499.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Kissimmee homes, in your inbox

Like 2349 JERNIGAN LOOP but not quite? A daily digest of every new listing in Kissimmee — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Alek to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 5, 2026 at 4:38 PM UTC. The listing information on this page last changed on August 5, 2026 at 4:38 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 5, 2026 at 4:38 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 5, 2026 at 4:38 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.