CENTURY 21 Edge
Map of St Cloud, Florida

Homes for sale in

St Cloud, Florida

Lakeside living with room to grow near Orlando

1,255

Homes for sale

$425,000

Median list price

$236

Avg price / sqft

33

Median days on market

St Cloud sits along the shore of East Lake Tohopekaliga in Osceola County, a growing town that still feels less crowded than the theme-park corridor to its west. It's the kind of place where you can pick a boat-friendly lot on the water, a newer subdivision like Anthem Park, or a wooded acre in St. Cloud Manor Estates — all within a reasonable drive of Orlando International Airport (about 41 minutes) and downtown Orlando (roughly 45).

For buyers today, the market is active and reasonably paced: 1,255 homes are listed and the median asking price is $425,000, with homes selling in a median of 33 days at 98% of asking. There's real range here, from homes under $200K to a 35-strong luxury tier above $1M, and a large slice of inventory — 377 listings — is new construction. If you want water, the 93 waterfront homes are worth watching closely.

St Cloud is in Osceola County, Florida.

30-minute drive area around St Cloud

Within a 30-minute drive

Quick facts

$97,500$3.8M price range

1,978 sqft median home

$2,369/mo median rent

Balanced right now

Drive times

Orlando Int’l Airport (MCO)41 min
Downtown Orlando45 min
Universal Orlando49 min
Walt Disney World54 min

Fresh on the market

Newest homes in St Cloud

View all 1,255 homes →

250 of 1,255 active listings shown

Open full map search →

Find your fit

Most popular St Cloud searches

The numbers that matter

The St Cloud market

Balanced

6.2 months of inventory

Seller’s marketBuyer’s market

Supply and demand are roughly even — negotiation cuts both ways.

St Cloud vs Osceola County

Median list price

St Cloud$425K
Osceola Co.$415K

Price per sqft

St Cloud$236
Osceola Co.$226

Days on market

St Cloud33d
Osceola Co.42d

Median sold price — 3-yr, 3-mo rolling

3.4% yr/yr

$390K$405K$420KJul ’23Jun ’26

Homes on the market

15.2% yr/yr

5701,0751,580Jul ’23Jun ’26

Homes sold per month

0150300Jul ’24Jun ’26

Live Stellar MLS data — listings and closed sales in St Cloud, FL. Rolling medians smooth single-month swings in thin markets.

Where to look

St Cloud neighborhoods

Show all 1 St Cloud neighborhoods A–Z+

Neighborhood boundaries by edgeAI — listings matched to the actual polygon, not agent-entered subdivision names.

For the school run

School zones with homes for sale

Homes matched to official attendance boundaries — always verify zoning with the district.

Beyond the listings

Living in St Cloud

01

Water is a real option

With 93 waterfront listings and East Lake Toho on the doorstep, boating and lake views are attainable rather than aspirational here.

02

New construction at scale

377 of the active listings are new construction, giving buyers plenty of modern floor plans and builder incentives to compare.

03

Space for single-family life

Single-family homes dominate the market with over 1,000 active listings and a median size near 1,978 square feet.

04

Commuter-friendly to Orlando

MCO is about 41 minutes away and downtown Orlando roughly 45, keeping St Cloud practical for work and travel.

05

Options across price points

From starter listings near $97,500 to a 35-home luxury segment above $1M, the range here fits a wide set of budgets.

On the calendar

Near St Cloud

What it really costs

Owning here

Owning the median St Cloud home

$2,913/mo

Principal & interest $2,239
Property tax $364
HOA / fees $100
Insurance (est.) $210

$425,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

10%

In a FEMA flood zone

Ask about flood insurance early — it changes the payment

$2,369/mo

Median rent

332 homes for rent right now

People who close here

Our St Cloud experts

Straight answers

St Cloud real estate FAQs

Is St Cloud a good place to live?+

It's a growing lakeside town in Osceola County that stays quieter than the tourist corridor while keeping Orlando within a 45-minute drive. Assigned schools include St. Cloud High School and Narcoossee Elementary, and community options range from gated communities to acreage in places like Deer Creek. The mix of water access, new subdivisions, and older neighborhoods gives most buyers a fit.

Is St Cloud expensive?+

It's moderate for the Orlando metro, with a median list price of $425,000 and an average of $236 per square foot. Entry-level listings start around $97,500 while the top of the market reaches $3.8M, so you can browse by price to match your budget. Median rent runs about $2,369 a month.

What do homes cost in St Cloud?+

The median list price is $425,000 and homes that sold over the past year closed at a median of $409,990. Most listings are single-family homes, with townhouses, villas, and manufactured homes rounding out the mix. Median home size is about 1,978 square feet.

How is the St Cloud housing market right now?+

It's active but balanced: 1,255 homes are listed and 2,560 have sold in the past 12 months, with a median of 33 days on market. Sellers are getting about 98% of asking on average, so well-priced homes move without huge bidding pressure. Watching just reduced listings can surface negotiable deals.

What about HOA fees and property taxes?+

The median HOA is a modest $100 per month, though newer and gated neighborhoods can run higher. Median property tax is about $4,373 a year. Communities like Mallard Pond and other planned developments will carry their own dues, so confirm the figure for any specific home.

Keep exploring

Nearby areas

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.

Never miss a listing

New St Cloud homes, in your inbox

A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 11, 2026 at 9:44 PM UTC. The listing information on this page last changed on July 11, 2026 at 9:44 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 11, 2026 at 9:44 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 11, 2026 at 9:44 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.