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Homes zoned forNeptune Elementary School

A St Cloud zone with room to grow

263

Homes for sale

$394,000

Median list price

$216

Avg price / sqft

39

Median days on market

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The Neptune Elementary School zone sits in the growing stretch of St Cloud in Osceola County, a part of Central Florida where older established streets meet a steady wave of new rooftops. It suits buyers who want more square footage for their money, a reasonable drive to the Orlando job centers, and a quieter, family-oriented pace. You'll find everything here from modest single-family homes to a handful of waterfront and pool properties, with new construction a real part of the mix. If you're comparing options across the broader area, it's worth scanning the full picture of St Cloud homes for sale alongside the zone's own live map.

For a buyer today, the numbers tell a balanced story: 254 active listings against 638 sales in the past year, with a median list price of $394,900 and homes selling at about 99% of asking. Median days on market sits at 43.5, so this isn't a frenzy — you have time to tour, think, and negotiate. New construction is a genuine factor with 84 active builder listings, which gives buyers leverage on incentives. Families should note nearby schools like St. Cloud Middle School and Hickory Tree Elementary School when weighing an address.

Neptune Elementary School is an attendance zone in St Cloud, Florida.

Quick facts

$130,000 – $3.2M price range

1,832 sqft median home

$89/mo median HOA

$2,400/mo median rent

636 sold in 12 months

Drive times

Orlando Int’l Airport (MCO)≈ 32 min
Universal Orlando≈ 36 min
Downtown Orlando≈ 38 min
Walt Disney World≈ 41 min

Living in the Neptune Elementary zone

The Neptune Elementary School zone covers a growing section of St Cloud, a city in Osceola County on the southeast side of the Orlando metro. This is Central Florida's quieter edge — a place where longtime residential streets sit alongside newer subdivisions still filling in. It appeals to buyers who want a family-oriented setting, a bit more land or square footage, and a short-enough drive to Orlando's employment centers.

The housing here leans toward single-family homes, and the community has the feel of a place still adding rooftops rather than one that's fully built out. That matters for buyers: you'll see a blend of established resale homes and fresh construction within the same zone. For anyone weighing the trade-off between convenience and space, this corner of St Cloud tends to favor space.

It's worth looking at the zone in the context of the broader market — you can browse St Cloud homes for sale to see how this area compares with the rest of the city. The zone suits first-time buyers, growing families, and anyone priced out of neighborhoods closer to the Orlando core.

Schools for homes in the Neptune Elementary zone

This zone is anchored by Neptune Elementary School, and families in the area will also recognize several other schools serving St Cloud and the surrounding parts of Osceola County. Among the nearby options are St. Cloud Middle School and Narcoossee Middle School at the middle-school level.

For high school, Harmony High School serves parts of the broader area, and Hickory Tree Elementary School is another elementary campus families in St Cloud may encounter. Each of these schools draws from its own attendance boundaries, which can differ street by street.

Because district boundaries are redrawn from time to time as the area grows, never assume a specific address feeds a particular school. Confirm the assigned schools directly with the Osceola County school district before you commit, especially in newer subdivisions where zones may still be shifting.

Homes for sale in the Neptune Elementary zone: prices and housing

The zone currently shows 254 active listings with a median list price of $394,900, and the range runs from about $130,000 all the way up to $3,197,900. Over the past 12 months, 638 homes sold here at a median price of $396,851, and sellers took home roughly 99% of their asking price on average. The median home measures around 1,830 square feet, and the average price works out to about $216 per square foot.

New construction is a real force in this market, with 84 active builder listings among the total inventory. Beyond that, the segments are modest but present: seven waterfront listings, 12 with pools, and 14 in gated communities. There are four homes currently listed above $1 million, so while this is largely a mid-market area, higher-end options do exist.

On carrying costs, the median HOA is about $89 per month — lower than many amenity-rich communities around Orlando — and the median property tax is roughly $5,193 per year. Keep in mind that newer subdivisions may add CDD assessments on top of standard taxes, so always verify the full cost picture for any home. For renters-turned-buyers comparing the math, the median rent in the area is about $2,400 a month.

Getting around from the Neptune Elementary zone

Location is one of this zone's practical strengths. Orlando International Airport sits about 32 minutes away, which makes the area workable for anyone with frequent travel or a job near the airport corridor. Downtown Orlando is roughly 38 minutes out, putting the metro's central business district within a standard commute.

The region's major attractions are also within reach: Universal Orlando is about 36 minutes away and Walt Disney World roughly 41 minutes, which matters for households with jobs in the hospitality sector. St Cloud connects to the wider metro through familiar Central Florida corridors, giving residents several routes toward Orlando and the theme-park areas.

As with any growing part of the metro, drive times can lengthen during peak hours, so it's smart to test your specific commute at the times you'd actually travel. For most buyers here, the trade of a slightly longer drive for more house and a quieter setting is the whole point.

Is the Neptune Elementary zone a good fit?

This zone makes the most sense for buyers who value space and newer housing over being in the thick of Orlando. With a median sold price near $396,851 and roughly $216 per square foot, it offers a middle-market entry point in Central Florida while still keeping the airport and downtown within a reasonable drive. The balanced pace — 254 active listings, a 43.5-day median on market, and sellers getting about 99% of asking — gives buyers room to negotiate rather than overpay.

The honest trade-offs are real. You're choosing a growing area over an established one, which means some surrounding streets are still being built, and commutes to the Orlando core run in the 30-to-40-minute range rather than being quick. Newer communities can also carry CDD assessments beyond the modest $89 median HOA and $5,193 median tax bill, so the true monthly cost deserves a close look.

If those trade-offs suit your life, the zone delivers strong value, meaningful new-construction choice with 84 active builder listings, and a family-friendly St Cloud setting. Confirm school assignments with the district, compare resale against builder incentives, and you'll have a clear sense of whether this is your spot.

On the market now

Homes for sale in this zone

View all 263 →

Every active listing inside the Neptune Elementary School attendance boundary

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Find your fit

Browse the zone

Where the market lives

11
28
111
83
24
2
3
1
<$200K$200K–$300K$300K–$400K$400K–$500K$500K–$750K$750K–$1.0M$1.0M–$2.0M$2.0M+

The numbers that matter

The Neptune Elementary School market

636

Sold, last 12 months

$396,606

Median sold price

99%

Sale-to-list ratio

What sellers actually get vs asking

31 days

Median time to sell

Neptune Elementary School vs St Cloud

Median list price

Neptune Elementary School$394K
St Cloud Co.$423K

Price per sqft

Neptune Elementary School$216
St Cloud Co.$228

Days on market

Neptune Elementary School39d
St Cloud Co.53d

Live Stellar MLS data — every listing and closed sale inside the Neptune Elementary School boundary. Rolling medians smooth single-month swings in small communities.

What it really costs

Owning here

Owning the median Neptune Elementary School home

≈ $2,814/mo

Principal & interest $2,076
Property tax $439
HOA / fees $89
Insurance (est.) $210

$394,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

$89/mo

Median HOA

From current listings inside the boundary

$2,400/mo

Median rent

Homes for rent inside the boundary

Population

19,194

Median age

37

Median income

$64,016

Median home value

$335,055

Beyond the listings

Living in Neptune Elementary School

Entertainment

Lighthearted Fun

This population is all about keeping the mood light and good, clean fun. Common activities include spending time outdoors, catching up with friends, and dancing.

Beliefs

Spiritual Practices

Making it to church on Sunday, this population is drawn together by their devotion to, primarily Christian, religion. Common activities include worship services and bible studies.

Food & Drink

Fueling for Fitness

A population characterized by healthy eating. Often pre-planning for meals for the purpose of fitness and convenience. Likely to participate in meal prep trends.

Attitudes

Deal Seekers

These people are hunting discounts, contests, and promotions. The population loves a good sale, and they can't wait to share their bargain finds and winnings with friends and family.

Hobbies & Interests

Engine Enthusiast

This population loves working on and showing off their cars, trucks and motorcycles. You can find them researching car shows and the hottest models on the lot.

Entertainment

Party Life

The party don't stop until the sun comes up. Loud music, crowds, and shots are a recipe for a great night out for these people.

People who close here

Our St Cloud experts

Straight answers

Neptune Elementary School FAQs

Is the Neptune Elementary zone a good place to live?+

It's a solid fit for buyers who want a quieter, family-oriented part of St Cloud with newer housing and manageable commutes. With 638 homes sold in the past year, it's an active, established community rather than a sleepy outpost. The mix of resale and new construction gives you flexibility on price and style.

Is the Neptune Elementary zone expensive?+

It sits in a middle lane for Central Florida, with a median list price of $394,900 and sales closing near $396,851. Prices range widely — from about $130,000 up to $3,197,900 — so there's room for different budgets. At roughly $216 per square foot, your money generally stretches further here than closer to Orlando.

What do homes cost in the Neptune Elementary zone?+

The median list price is $394,900 and the median sold price over the last year was $396,851, with homes averaging about 1,830 sqft. Entry-level listings start around $130,000 while the top of the market reaches into the millions, with four active listings above $1M. You can compare active inventory on the live map.

How is the market right now?+

It's balanced and negotiable, with 254 active listings and a median 43.5 days on market. Sellers are getting about 99% of asking on average, so pricing is realistic without being overheated. That pace gives buyers time to tour and negotiate rather than rush.

What about HOA fees and property taxes?+

The median HOA runs about $89 a month, which is on the lower side for the area, though newer communities can carry their own fees and CDD assessments. Median property taxes come to roughly $5,193 per year. Always confirm the specific HOA and tax figures for any address before you write an offer.

What are the schools near this zone?+

The zone is anchored by Neptune Elementary School, with other nearby options including St. Cloud Middle School, Narcoossee Middle School, and Harmony High School. Attendance boundaries change over time, so confirm the assigned schools for a specific property with the Osceola County school district.

How is the commute from here?+

Orlando International Airport is about 32 minutes away, Universal Orlando roughly 36, and downtown Orlando around 38 minutes. Walt Disney World is approximately 41 minutes out. That puts the major Central Florida job and entertainment hubs within a reasonable daily drive.

Is there new construction available?+

Yes — new construction is a meaningful part of this market, with 84 active builder listings currently. That supply often comes with incentives, giving buyers leverage against resale inventory. If a new home appeals to you, it's worth comparing builder offers to similar resales in the same price band.

Keep exploring

Other St Cloud school zones

Homes matched to the official attendance boundary — school zoning changes; always verify with the district. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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