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Homes zoned forHarmony Community School

Planned-community living on St Cloud's eastern edge

252

Homes for sale

$415,500

Median list price

$224

Avg price / sqft

56

Median days on market

Search this zone on the map

The Harmony Community School zone sits on St Cloud's rural eastern side, where master-planned neighborhoods give way to open land, trails and lakes rather than strip malls. It's a spot that suits buyers who want a quieter pace and newer construction while staying within reach of the greater Orlando area. If you're weighing St Cloud homes for sale, this is the part of town where planned living and space coexist.

The market here is active, with 251 listings and a median list price of $410,000. New construction is a real force — 91 of the active homes are new builds — and sellers are collecting about 98% of asking, so well-priced homes move. Homes assigned to Harmony High School and Hickory Tree Elementary School draw families, and you can see current inventory on the live map.

Harmony Community School is an attendance zone in St Cloud, Florida.

Quick facts

$79,900 – $1.8M price range

1,921 sqft median home

$90/mo median HOA

$2,395/mo median rent

601 sold in 12 months

Drive times

Universal Orlando≈ 62 min
Walt Disney World≈ 63 min
Orlando Int’l Airport (MCO)≈ 63 min
Downtown Orlando≈ 63 min

Living in the Harmony Community School zone

This zone covers St Cloud's eastern side, a part of Osceola County defined by planned communities, open land and lakes rather than dense commercial corridors. It's a landscape built around newer neighborhoods, which gives the area a consistent, well-kept feel. Buyers here tend to prioritize space, newer homes and a quieter pace over proximity to Orlando's attractions and job centers.

The area suits families and buyers who want a settled, community-oriented environment. With 251 active listings and a wide price range from $79,900 to $1,790,000, there's room for first-time buyers, move-up families and those seeking larger or waterfront homes. The presence of gated communities — 19 active listings — and pool and waterfront options signals a market built around lifestyle rather than just square footage.

What you give up is immediacy to the metro. This is not a walk-to-downtown neighborhood; it's a drive-everywhere one. For buyers who value that calmer, more spread-out setting and don't mind a longer commute, the Harmony Community School zone delivers on it. You can explore the full footprint and current listings on the live map.

Schools for homes in the Harmony Community School zone

Schools are central to this zone's appeal, and the most commonly assigned options include Hickory Tree Elementary School at the elementary level. For middle school, families may be zoned for St. Cloud Middle School or Narcoossee Middle School depending on their address.

At the high school level, students in this area attend St. Cloud High School or Harmony High School. The combination of assigned schools is a major driver of family demand across the zone, and it's often the first thing buyers ask about when they tour homes here.

School attendance boundaries in Osceola County can and do change from year to year. Before you commit to a home based on a specific school, confirm the current assignment for that exact address directly with the Osceola County School District. It's a simple step that prevents surprises after closing.

Homes for sale in the Harmony Community School zone: prices and housing

The market here centers on a median list price of $410,000, with the median sold price over the past 12 months matching at $410,000 — a sign of pricing that's tracking fairly accurately. The average is about $224 per square foot, and the median home measures around 1,921 square feet. List prices span from $79,900 to $1,790,000, so buyers at very different budgets can find a fit.

New construction is a defining feature: 91 of the 251 active listings are new builds, giving buyers access to both finished homes and build-to-order choices. Among the active inventory you'll also find 12 waterfront listings, 17 with pools, 19 in gated communities and six homes priced above $1M. There are no active golf-course or 55+ listings in the current data, so buyers seeking those should verify availability.

Carrying costs are reasonable for a planned-community area. The median HOA is about $90 per month and median property taxes run roughly $3,761 per year, though both vary by community and home value. For buyers weighing a rental or investment angle, the median rent sits around $2,395 per month. See how it all fits together among St Cloud homes for sale.

Getting around from the Harmony Community School zone

This zone sits on St Cloud's eastern edge, which means most daily trips involve driving. The area connects to the broader region through St Cloud's road network and onward toward the Orlando metro, but you should plan your life around a car rather than walkability.

Drive times to the major destinations are consistent at roughly an hour. Orlando International Airport, downtown Orlando and Walt Disney World all run about 63 minutes, while Universal Orlando is close behind at about 62 minutes. For commuters who work in Orlando or travel frequently, that distance is the single biggest factor to weigh.

The upside of that location is the space and newer housing stock it buys you. Buyers who work closer to St Cloud or who work from home will feel the distance far less than daily Orlando commuters. Test your own commute at different times of day before you decide.

Is the Harmony Community School zone a good fit?

This zone makes the most sense for buyers who want newer homes, a planned-community setting and more breathing room, and who are comfortable trading proximity for that. With 91 new-construction listings among 251 active homes, it's one of the stronger spots in the St Cloud area for a brand-new house. Families are drawn by the assigned schools, and the modest median HOA of about $90 per month keeps planned-community living affordable.

The market is active and balanced. Sellers average about 98% of asking and homes take a median 53 days to sell, so buyers have real choice without the frenzy of a runaway market — but well-priced homes still move, so be ready to act. The $410,000 median sits comfortably in the mid-market, with options both well below and well above it.

The honest trade-off is the commute: roughly an hour to Orlando's airport, downtown and theme parks. If that distance works for your routine, the Harmony Community School zone offers space, newer construction and a family-friendly setting at a fair price. If you need to be close to Orlando every day, weigh that carefully before you buy.

On the market now

Homes for sale in this zone

View all 252 →

Every active listing inside the Harmony Community School attendance boundary

Open full map search →

Find your fit

Browse the zone

Where the market lives

4
21
86
70
52
13
6
<$200K$200K–$300K$300K–$400K$400K–$500K$500K–$750K$750K–$1.0M$1.0M–$2.0M

The numbers that matter

The Harmony Community School market

601

Sold, last 12 months

$411,990

Median sold price

98%

Sale-to-list ratio

What sellers actually get vs asking

48 days

Median time to sell

Harmony Community School vs St Cloud

Median list price

Harmony Community School$415K
St Cloud Co.$423K

Price per sqft

Harmony Community School$224
St Cloud Co.$228

Days on market

Harmony Community School56d
St Cloud Co.53d

Median sold price — 3-yr, 3-mo rolling

▼ 7.8% yr/yr

$379K$405K$430KNov ’23Oct ’26

Homes sold per month

04080Nov ’24Oct ’26

Live Stellar MLS data — every listing and closed sale inside the Harmony Community School boundary. Rolling medians smooth single-month swings in small communities.

What it really costs

Owning here

Owning the median Harmony Community School home

≈ $2,803/mo

Principal & interest $2,189
Property tax $314
HOA / fees $90
Insurance (est.) $210

$415,500 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

$90/mo

Median HOA

From current listings inside the boundary

$2,395/mo

Median rent

Homes for rent inside the boundary

Population

12,020

Median age

43

Median income

$84,160

Median home value

$349,606

Beyond the listings

Living in Harmony Community School

Culture

Top 22% in the U.S.

Sites to See

This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.

Hobbies & Interests

Top 24% in the U.S.

Wanderlust

Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.

Lifestyles

Top 25% in the U.S.

Wealth Signaling

Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.

Hobbies & Interests

Engine Enthusiast

This population loves working on and showing off their cars, trucks and motorcycles. You can find them researching car shows and the hottest models on the lot.

Entertainment

Lighthearted Fun

This population is all about keeping the mood light and good, clean fun. Common activities include spending time outdoors, catching up with friends, and dancing.

Hobbies & Interests

Natural Beauty

This population marvels at the beauty of nature, and they want to capture every breath-taking scene.

People who close here

Our St Cloud experts

Straight answers

Harmony Community School FAQs

Is the Harmony Community School zone a good place to live?+

It appeals to buyers who want newer homes, open space and a planned-community feel on St Cloud's eastern side. With 601 homes sold in the last year and steady demand from families drawn to schools like Harmony High School, it's an established, active area. The trade-off is distance from Orlando's core, which suits some buyers more than others.

Is it expensive to buy here?+

The median list price is $410,000 and the median sold price matches at $410,000, which is in line with much of the St Cloud market. Prices run from $79,900 at the low end up to $1,790,000, so there's genuine range. Only six active homes are priced above $1M, so the bulk of inventory sits in the mid-market.

What do homes cost in the Harmony Community School zone?+

Expect a median around $410,000, with an average of about $224 per square foot and a median home size near 1,921 square feet. There are 12 waterfront listings, 17 with pools and 19 in gated communities for buyers wanting specific features. You can browse the full mix on the live map.

How is the market right now?+

It's active and fairly balanced: 251 homes are listed, 601 sold over the past year, and the median days on market is 53. Sellers are collecting about 98% of asking on average, so realistic pricing matters. Buyers have choice but should move decisively on well-priced homes.

What are the HOA fees and property taxes like?+

The median HOA is about $90 per month, which is modest for an area with so many planned communities. Median property tax runs around $3,761 per year. Both figures vary by specific neighborhood and home value, so confirm the numbers for any address you're considering.

What schools serve this zone?+

The most common assigned schools are Hickory Tree Elementary School, St. Cloud Middle School and Narcoossee Middle School, plus St. Cloud and Harmony high schools. Boundaries change, so confirm the exact zone for a specific property with Osceola County schools. The school assignment is a major reason families buy here.

How is the commute to Orlando?+

This is St Cloud's eastern edge, so plan for a drive. Orlando International Airport, downtown Orlando and Walt Disney World all run about 63 minutes, and Universal Orlando is roughly 62. It's a trade-off: more space and newer homes in exchange for a longer commute.

Is there new construction available?+

Yes — 91 of the 251 active listings are new construction, one of the largest shares in the St Cloud area. That gives buyers access to both move-in-ready and build-to-order homes. If a brand-new home is a priority, this zone is one of the stronger places to look among St Cloud homes for sale.

Keep exploring

Other St Cloud school zones

Homes matched to the official attendance boundary — school zoning changes; always verify with the district. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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