3301 SCHOOLHOUSE ROAD, ST CLOUD, FL, 34773
Active15 days on marketListed Oct 23, 2026MLS #O6452090
About this home
3301 SCHOOLHOUSE ROAD
**LOCATION, LOCATION, LOCATION! LUXURY LIVING IN HARMONY — A COMMUNITY THAT FEELS LIKE ITS OWN LITTLE TOWN!** Welcome to an extraordinary, luxuriously upgraded custom estate offering approximately 6,345 square feet of living space, 7 bedrooms, 5 full bathrooms, 1 half bathroom, and a 5-CAR GARAGE! Nestled in the beautiful master-planned community of Harmony, this remarkable residence combines grand architecture, extensive renovations, and an exceptional Florida lifestyle! **THE BIG-TICKET UPGRADES ARE ALREADY DONE!** Featuring a NEW METAL SHINGLE ROOF (2024), ALL THREE A/C UNITS REPLACED (2022), TWO NEW GAS WATER HEATERS (2022), a COMPLETELY RENOVATED KITCHEN, ALL NEWLY RENOVATED BATHROOMS featuring luxurious upgraded toilets, and stunning NEW GRANITE FLOORING! These substantial improvements bring modern comfort, elegance, and sophistication to this exceptional residence. Step inside and discover SOARING CEILINGS, dramatic architectural details, elegant columns, expansive living areas, and beautiful finishes. The newly redesigned kitchen serves as a stunning centerpiece for everyday living and entertaining, while the spacious floor plan offers incredible flexibility for guests, multigenerational living, and those who appreciate room to spread out. **YOUR PRIVATE ENTERTAINMENT PARADISE!** Enjoy your own SWIMMING POOL, OUTDOOR KITCHEN, dedicated THEATER ROOM, and extraordinary ROOFTOP ENTERTAINING DECK WITH SPA! Imagine hosting unforgettable gatherings, relaxing beneath the stars, or enjoying the Florida sunshine from your private retreat. This home was designed to impress! **BUT THE LIFESTYLE DOESN'T END AT YOUR FRONT DOOR!** Harmony is so much more than a neighborhood — it's a charming, thoughtfully planned community with the feeling of its OWN LITTLE TOWN! Enjoy nearby SCHOOLS, EARLY CHILDHOOD EDUCATION OPTIONS, RESTAURANTS, SHOPPING, DOG DAYCARE & DOG SPA SERVICES, COMMUNITY SWIMMING POOLS, TENNIS & BASKETBALL COURTS, PLAYGROUNDS, PARKS, and miles of scenic WALKING & BIKING TRAILS! Discover beautiful BUCK LAKE with its LAKESIDE BEACH AREA, fishing, kayaking, canoeing, and recreational boating opportunities. Golf enthusiasts will appreciate the beautiful HARMONY GOLF PRESERVE, while nature lovers can embrace the picturesque lakes, open spaces, and natural surroundings. The charming town center adds convenience and character, bringing everyday essentials and recreational opportunities together in one remarkable community! Convenient access to US-192 connects residents to St. Cloud, shopping, dining, and greater Central Florida while maintaining Harmony's distinctive small-town atmosphere. **WHY SETTLE FOR ORDINARY WHEN YOU CAN HAVE EXTRAORDINARY?** A luxuriously renovated custom estate, substantial system upgrades, incredible entertainment spaces, and an exceptional community lifestyle! **EXPERIENCE THE HOME. DISCOVER THE COMMUNITY. LIVE THE HARMONY LIFESTYLE!** Schedule your private showing today!
Facts & features
The home at a glance
7
Bedrooms
4.5
Bathrooms
6,345
Sqft
0.35 ac
Lot size
5
Garage
2012
Year built
Three Or More
Levels
$276
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$13,268 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,268/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$276 vs $211
Days on market
15 vs 53 typical
Where $276/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harmony
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
Harmony — neighborhood snapshot
Population
3,988
Median age
37
Median income
$78,260
Median home value
$354,100
Avg household
3
Households w/ children
524
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$411K → $385K
St Cloud median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
206 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 483% above the ST CLOUD 34773 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3301 SCHOOLHOUSE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$729,900
7013 FIVE OAKS DRIVE · same community
5 bd · 6 ba · 4,277 sqft · $171/sqft · 104 DOM
Sold · Aug ’26$749,000
3358 CAT BRIER TRAIL · same community
5 bd · 5.5 ba · 3,721 sqft · $201/sqft · 6 DOM
Sold · Apr ’26$433,000
7019 FIVE OAKS DRIVE · same community
4 bd · 2.5 ba · 2,732 sqft · $158/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3301 SCHOOLHOUSE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3301 SCHOOLHOUSE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3301 SCHOOLHOUSE ROAD FAQs
What would the monthly payment be for 3301 SCHOOLHOUSE ROAD?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $13,268/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3301 SCHOOLHOUSE ROAD?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3301 SCHOOLHOUSE ROAD?+
The most recent tax bill on record (2025) was $17,099. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3301 SCHOOLHOUSE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $1,750,000, this home is listed about 316% above the St Cloud median of $420,240. The market section on this page shows how the area is trending.
Which schools are assigned to 3301 SCHOOLHOUSE ROAD?+
Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,750,000 runs 483% above the ST CLOUD 34773 median — but at 6,345 sqft it's also nearly 3 times the size of the typical St Cloud listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of INTERMIX REAL ESTATE INC · Agnes Fray. MLS #O6452090.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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