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Homes zoned forSt. Cloud Middle School

Established St. Cloud living with room to grow

395

Homes for sale

$399,900

Median list price

$235

Avg price / sqft

59

Median days on market

Search this zone on the map

The St. Cloud Middle School zone covers a lived-in stretch of Osceola County where older St. Cloud neighborhoods meet newer subdivisions pushing east. This is practical, family-oriented territory — close enough to the lakes and downtown that daily life feels grounded, with a mix of long-held homes and recent construction that keeps the area from feeling like a single cookie-cutter development. Buyers comparing it to nearby St Cloud homes for sale will find a zone that leans everyday-livable over flashy.

The market here is active but reasonable. With 390 active listings and a median list price of $399,000, there's real selection across price points, and the 57-day median days on market gives buyers time to think rather than panic. Homes are selling at 98% of asking over the past year, so sellers aren't giving away much — but well-priced offers are getting done. You can scan what's available right now on the live map and see how the segments break out.

St. Cloud Middle School is an attendance zone in St Cloud, Florida.

Quick facts

$79,900 – $16M price range

1,869 sqft median home

$88/mo median HOA

$2,250/mo median rent

809 sold in 12 months

Living in the St. Cloud Middle School zone

The St. Cloud Middle School zone sits in southeast Osceola County, covering a swath of St. Cloud that ranges from established in-town streets to newer subdivisions pushing out toward the county's growing eastern edge. It's a part of the Orlando metro that has always leaned practical and family-oriented — close enough to the region's lakes and to downtown St. Cloud that errands, schools, and weekend plans stay manageable. Buyers here tend to prioritize space and value over resort-style polish.

The housing character reflects that range. You'll find older homes with mature yards sitting not far from recent construction, which keeps the zone from feeling like a single master-planned bubble. For buyers who want to compare this specific area against the broader market, the wider pool of St Cloud homes for sale gives useful context on where this zone fits on price and style.

It's a good match for families, first-time buyers stepping up, and anyone who wants Osceola County's relative affordability without being pushed to the far outer suburbs. If you want to see exactly which streets and listings fall in play, the live map is the fastest way to orient yourself.

Schools for homes in the St. Cloud Middle School zone

This zone is anchored by St. Cloud Middle School, the namesake school that defines much of the area for families with middle-grade children. Nearby schools that serve parts of the surrounding community include Hickory Tree Elementary School at the elementary level and St. Cloud High School at the high school level.

Osceola County is a growing district, and that growth means attendance boundaries get redrawn from time to time as new schools open and enrollment shifts. The schools named here reflect the general pattern for the area, but they are not a guarantee for any single address.

Before you make an offer, confirm the exact school assignment for the specific property with the Osceola County School District directly. A street that falls in this zone today could be reassigned, and two homes a few blocks apart can sometimes feed different schools, so verification is worth the quick call.

Homes for sale in the St. Cloud Middle School zone: prices and housing

There are 390 active listings in the zone, with a median list price of $399,000. The range is wide — from $79,900 at the low end to $15,880,000 at the top — but most inventory clusters near that median. At an average of $235 per square foot and a median home size of 1,866 square feet, the typical buyer is looking at a comfortable three- or four-bedroom home rather than anything oversized.

The segments tell you how the area breaks down. Of the active listings, 43 have a pool, 25 are waterfront reflecting the area's proximity to Osceola's lakes, 51 are in gated communities, and 13 are priced above $1 million. There are no golf or 55-plus communities in the current active set, so this is not a retirement-niche market — it's broad and family-leaning.

New construction is a real factor, with 64 active listings being new builds. On carrying costs, the median HOA is a modest $86 per month and the median property tax is about $4,525 per year — though newer subdivisions may carry CDD assessments on top, which you should confirm per community. Over the past 12 months, 811 homes sold at a median of $375,675, and sellers collected about 98% of asking, pointing to a market where fair pricing gets results.

Getting around from the St. Cloud Middle School zone

The zone sits within St. Cloud in southeast Osceola County, giving residents access to the main road corridors that connect the area to downtown St. Cloud and the wider Orlando metro. The Florida Turnpike runs through the region and is the usual route for longer commutes north toward Orlando or south toward the coast.

Because the zone stretches from in-town St. Cloud toward the newer eastern subdivisions, actual drive times vary considerably by where in the zone you land. Homes nearer central St. Cloud will reach everyday shopping and services faster, while properties on the eastern edges trade a bit of commute for newer construction and more space.

Specific drive-time figures weren't provided for this zone, so the smart move is to test your own commute. Drive your route to work, school drop-off, and your regular destinations during peak hours before you commit, since traffic patterns in a growing county can shift the math more than a map suggests.

Is the St. Cloud Middle School zone a good fit?

For buyers who want established, family-oriented Osceola County living at a reasonable price, this zone delivers. The $399,000 median, the 98%-of-asking sale pace, and the 57-day median days on market all describe a balanced market — one where buyers have selection and negotiating room without a race to the bottom. The mix of pools, waterfront, gated communities, and 64 new-construction listings means most buyers can find a home that matches how they want to live.

The trade-offs are worth naming. This isn't a golf or 55-plus destination, and it isn't the polished lakefront luxury tier — it's practical suburban living, which is the point for most people shopping here. The zone's spread from in-town St. Cloud to the eastern fringe means commute and school-boundary realities can differ meaningfully from one address to the next.

If that profile fits, the next steps are simple: confirm the school assignment with the district, verify any HOA and CDD costs on your short list, and compare specific homes against the broader St Cloud homes for sale to make sure the price makes sense. Done right, this is a zone where a well-chosen home holds its value and suits real family life.

On the market now

Homes for sale in this zone

View all 394 →

Every active listing inside the St. Cloud Middle School attendance boundary

Open full map search →

Find your fit

Browse the zone

Where the market lives

12
43
147
99
68
13
12
1
<$200K$200K–$300K$300K–$400K$400K–$500K$500K–$750K$750K–$1.0M$1.0M–$2.0M$2.0M+

The numbers that matter

The St. Cloud Middle School market

809

Sold, last 12 months

$375,000

Median sold price

98%

Sale-to-list ratio

What sellers actually get vs asking

42 days

Median time to sell

St. Cloud Middle School vs St Cloud

Median list price

St. Cloud Middle School$400K
St Cloud Co.$423K

Price per sqft

St. Cloud Middle School$235
St Cloud Co.$228

Days on market

St. Cloud Middle School59d
St Cloud Co.53d

Live Stellar MLS data — every listing and closed sale inside the St. Cloud Middle School boundary. Rolling medians smooth single-month swings in small communities.

What it really costs

Owning here

Owning the median St. Cloud Middle School home

≈ $2,781/mo

Principal & interest $2,107
Property tax $376
HOA / fees $88
Insurance (est.) $210

$399,900 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

$88/mo

Median HOA

From current listings inside the boundary

$2,250/mo

Median rent

Homes for rent inside the boundary

Population

48,903

Median age

39

Median income

$75,562

Median home value

$303,793

Beyond the listings

Living in St. Cloud Middle School

Culture

Sites to See

This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.

Hobbies & Interests

Engine Enthusiast

This population loves working on and showing off their cars, trucks and motorcycles. You can find them researching car shows and the hottest models on the lot.

Entertainment

Lighthearted Fun

This population is all about keeping the mood light and good, clean fun. Common activities include spending time outdoors, catching up with friends, and dancing.

Lifestyles

Wealth Signaling

Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.

Hobbies & Interests

Natural Beauty

This population marvels at the beauty of nature, and they want to capture every breath-taking scene.

Hobbies & Interests

Animal Advocates

Passionate about animal welfare, this population wants to know how best to care for their own pets (with toys and training) and help other animals find their fur-ever home.

People who close here

Our St Cloud experts

Straight answers

St. Cloud Middle School FAQs

Is the St. Cloud Middle School zone a good place to live?+

It suits buyers who want an established, family-oriented pocket of Osceola County with everyday conveniences close by. The housing stock mixes older St. Cloud homes with newer builds, and there's enough variety — pools, waterfront, gated subdivisions — that most buyers find something that fits. It's practical rather than resort-style, which is exactly the appeal for a lot of families.

Is it expensive to buy here?+

It's mid-range for the Orlando metro's southeast suburbs. The median list price is $399,000 and the median sold price over the past year was $375,675, so the zone sits well below luxury pricing while still offering some $1M-plus options — 13 active listings top a million. For many buyers it reads as attainable compared to pricier lake communities nearby.

What do homes cost in this zone?+

Active listings span $79,900 to $15,880,000, with the bulk clustered around the $399,000 median. At an average of $235 per square foot and a median home size of 1,866 square feet, you're generally looking at three- and four-bedroom homes in that mid-range band. Browsing St Cloud homes for sale alongside this zone helps frame where the value lands.

How is the market right now?+

It's balanced and moving at a measured pace. Homes take a median of 57 days to sell, and sellers are getting about 98% of asking, which tells you pricing is realistic and buyers have negotiating room without lowball expectations. With 811 sales in the past 12 months against 390 active listings, there's healthy turnover.

What should I expect for HOA fees and property taxes?+

The median HOA here is $86 per month, which is modest and reflects a mix of HOA and non-HOA neighborhoods. Median property tax runs about $4,525 per year. Always confirm the specific HOA and any CDD assessments for a given property, since newer subdivisions can carry added community-development charges.

What schools serve this zone?+

The area is built around St. Cloud Middle School, with nearby schools including Hickory Tree Elementary School and St. Cloud High School. Osceola County school boundaries shift periodically, so confirm the exact assignment for any specific address directly with the school district before you buy.

What's the commute like?+

The zone sits in southeast Osceola County within St. Cloud, with access to the main regional corridors that feed toward the wider Orlando metro and the Florida Turnpike. Commute times vary a lot by exact neighborhood and destination, so map your specific drive during rush hour before committing. The eastern edges near Narcoossee tend to add distance to central St. Cloud.

Is there new construction available?+

Yes — 64 of the 390 active listings are new construction, a meaningful share driven by the newer subdivisions expanding across the area. That gives buyers a real choice between move-in-ready resale homes and never-lived-in builds. Just verify HOA structure, CDD fees, and school zoning on any new-build community, since those details differ from the older St. Cloud neighborhoods.

Keep exploring

Other St Cloud school zones

Homes matched to the official attendance boundary — school zoning changes; always verify with the district. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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