3181 WAUSEON DRIVE, ST CLOUD, FL, 34772
Active1 days on marketListed Nov 6, 2026MLS #O6454488
About this home
3181 WAUSEON DRIVE
SOLAR PANELS INCLUDED TO HELP REDUCE ELECTRICITY COSTS, WHOLE-HOUSE WATER FILTRATION AND SOFTENING, AND A FENCED CORNER LOT! Enjoy a home theater with an included 130-inch screen, an expansive paver patio, and a covered, screened-in lanai—features that make a difference from day one. Located in Hanover Lakes, Saint Cloud, this two-story residence offers approximately 2,560 square feet of living space, four bedrooms, two full bathrooms, and a half bathroom. The open-concept layout connects the kitchen with its center island to the dining area and spacious family room, perfect for watching television and spending time together. Near the entrance, a separate formal dining room offers flexibility as a home office, playroom, or potential fifth bedroom, subject to applicable requirements and permits. A carpet-free staircase leads upstairs to a spacious entertainment room featuring a home theater with a 130-inch screen that conveys with the property—ideal for movie nights and sporting events. The primary suite features a walk-in closet and a private bathroom with dual sinks. Additional features include a whole-house water filtration and softening system and an electric tankless water heater. The fenced backyard provides privacy, an expansive paver patio, and a covered, screened-in lanai for enjoying the outdoors with protection from mosquitoes. A two-car garage is complemented by a paver driveway accommodating approximately four additional vehicles, depending on vehicle size. Hanover Lakes offers a distinctive lifestyle for boating and fishing enthusiasts, with community canals, a boat ramp, and a boat lift providing access to the Alligator Chain of Lakes, subject to association rules and operating conditions. Amenities also include a resort-style pool, splash pad, and sundeck. Convenient access to US-192 provides connections to Florida’s Turnpike and SR-417. Area destinations include Lake Nona and Medical City, including the Orlando VA Medical Center, with roadway connections to Orlando International Airport (MCO), Walt Disney World, Universal Orlando, SeaWorld, Melbourne Beach, Kennedy Space Center, and Port Canaveral. The property is currently leased through March 2027. Earlier possession may be possible, subject to a written and the terms of the existing lease.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,580
Sqft
0.22 ac
Lot size
2020
Year built
Two
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,563 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,563/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.9%
Days on market
1 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
35,390
Median age
40.3
Median income
$97,868
Median home value
$390,900
Avg household
2.99
Households w/ children
4,375
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$411K → $385K
St Cloud median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3181 WAUSEON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3181 WAUSEON DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3181 WAUSEON DRIVE FAQs
What would the monthly payment be for 3181 WAUSEON DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,563/mo — principal and interest, the actual property-tax bill, the $110/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3181 WAUSEON DRIVE?+
The association fee works out to $110 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3181 WAUSEON DRIVE?+
The most recent tax bill on record (2025) was $5,911. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3181 WAUSEON DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $520,000, this home is listed about 23% above the St Cloud median of $422,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3181 WAUSEON DRIVE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of EXP REALTY LLC · Francisco De Miranda. MLS #O6454488.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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