2707 RIVER CREEK LANE, ST CLOUD, FL, 34771
Active24 days on marketListed Oct 14, 2026MLS #TB8556892
About this home
2707 RIVER CREEK LANE
This upgraded Prosperity floor plan by Del Webb Pulte is a charming craftsman style 3-bedroom, 2-bath home with a front porch offering that tropical paradise vibe. This bright open-concept design connects the kitchen, dining, and gathering areas with stone fireplace , creating an inviting space for daily living and entertaining. With ample amounts of windows and glass sliders letting in natural light. Premium ceiling fans throughout. Top-Tier Aristocrat soft-close cabinetry, under cabinet lighting, quartz countertops, upgraded faucets, and a spacious walk-in pantry. Included is a whole house water treatment system. Upgraded Porcelain tile throughout the home. Professionally designed custom closet in the Master bedroom. Masterfully blends timeless charm with modern Smart Home Technology with the Central Control System allowing remote monitoring and automation of lighting, security, and smart thermostat. Professional custom lighting inside and out. This home comes with Tesla Solar Panels and Tesla Power Wall with a transferable warranty...giving current owners a $0 electric bill and Whole House Battery Power Backup! The 2 car garage has insulated garage doors, two large overhead storage rack and epoxy flooring. Out back you have an east facing screened-in Lanai with an extended patio and black aluminum fencing offering a cozy tropical paradise, and a large backyard for a Pool! Del Webb Sunbridge, a premier 55+ community, residents enjoy an unmatched lineup of amenities including a 27,000 sq ft clubhouse, Tavern & Grille, 24 hour guard-attended entry, two pools, tennis and pickleball courts, dog park, fitness center and a full-time lifestyle director offering a robust calendar of social events and activities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,670
Sqft
0.14 ac
Lot size
1
Garage
2021
Year built
One
Levels
$302
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,668 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,668/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.7%
$/sqft vs St Cloud actives
$302 vs $211
Days on market
24 vs 53 typical
Where $302/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
35,257
Median age
39.5
Median income
$97,415
Median home value
$454,400
Avg household
3.05
Households w/ children
4,899
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$411K → $385K
St Cloud median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
206 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2707 RIVER CREEK LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$560,000
2695 RIVER CREEK LANE · same community
2 bd · 2 ba · 2,184 sqft · $256/sqft · 88 DOM
Sold · Oct ’25$645,000
2719 RIVER CREEK LANE · same community
4 bd · 2.5 ba · 2,325 sqft · $277/sqft · 6 DOM
Sold · Mar ’26$539,230
6401 WHITE WILLOW COURT
2 bd · 2 ba · 1,670 sqft · $323/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 2707 RIVER CREEK LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2707 RIVER CREEK LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2707 RIVER CREEK LANE FAQs
What would the monthly payment be for 2707 RIVER CREEK LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,668/mo — principal and interest, the actual property-tax bill, the $443/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2707 RIVER CREEK LANE?+
The association fee works out to $443 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2707 RIVER CREEK LANE?+
The most recent tax bill on record (2026) was $4,498. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2707 RIVER CREEK LANE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $505,000, this home is listed about 19% above the St Cloud median of $422,990. The market section on this page shows how the area is trending.
Which schools are assigned to 2707 RIVER CREEK LANE?+
Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMECOIN.COM · Jonathan Minerick. MLS #TB8556892.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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