2781 NATURE VIEW RD, ST CLOUD, FL, 34771
Active0 days on marketListed Oct 16, 2026MLS #S5159531
About this home
2781 NATURE VIEW RD
Discover the beauty of this 3-bedroom, 2-bathroom Mystique model with a versatile den, ideally situated on a premium lot overlooking a tranquil pond and conservation area. The outdoor living space stands out, featuring a spacious screened lanai, a pavered patio, and a stainless steel outdoor kitchen—perfect for entertaining, outdoor dining, or relaxing while enjoying the peaceful views. Corner sliding glass doors create a seamless transition between indoor and outdoor spaces. Inside, elegant crown molding complements the gourmet kitchen, featuring 42-inch white cabinetry with soft-close drawers, roll-outs, quartz countertops, a stainless-steel single-bowl sink, and stainless-steel appliances, including a natural gas built-in cooktop. The luxurious owner’s suite offers a spacious walk-in closet and spa-inspired en-suite bathroom with dual vanities, a walk-in shower, an enclosed water closet, and a linen closet. Additional features include a walk-in shower in the second bathroom, a whole-house water filtration system, double doors leading to the flexible den, window shutters and electric shades, a dedicated storage room, and extra cabinetry in the laundry room. The garage is extended by four feet and includes additional cabinetry for convenient storage. With its thoughtful upgrades, abundant storage, and inviting outdoor entertaining area overlooking the pond and conservation, this home combines comfort, style, and beautiful natural surroundings. Enjoy an unmatched resort-style lifestyle centered around the impressive 27,000-square-foot clubhouse, with activities and events coordinated by a full-time Lifestyle Director. Community amenities include a zero-entry pool with lap lanes, resistance pool, heated spa, tennis and pickleball courts, fitness center, movement studio, fire pits, grille pavilion, and an on-site tavern and grille. For added convenience, exterior yard maintenance and internet are included, and the community's fiber network provides internet speeds up to one gigabit. Ideally located just south of Lake Nona and near Lake Nona Medical City, NeoCity, shopping, dining, and entertainment, this 24-hour man-gated community offers quick and easy access to SR 417 and SR 528. The home has a transferable termite bond. The seller will purchase a 1-year premium-level home warranty for peace of mind.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,084
Sqft
0.14 ac
Lot size
2021
Year built
One
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,708 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,708/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.4%
$/sqft vs St Cloud actives
$264 vs $209
Days on market
0 vs 61 typical
Where $264/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
222 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2781 NATURE VIEW RD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$335,000
2732 CHERRY BLOSSOM LOOP · same community
2 bd · 2 ba · 1,584 sqft · $211/sqft · 3 DOM
Sold · Jun ’26$370,500
2749 CHERRY BLOSSOM LOOP · same community
2 bd · 2 ba · 1,579 sqft · $235/sqft · 28 DOM
Sold · Jun ’26$613,080
2375 LILY BLOOM ROAD
2 bd · 2.5 ba · 2,080 sqft · $295/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2781 NATURE VIEW RD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2781 NATURE VIEW RD — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2781 NATURE VIEW RD FAQs
What would the monthly payment be for 2781 NATURE VIEW RD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,708/mo — principal and interest, the actual property-tax bill, the $448/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2781 NATURE VIEW RD?+
The association fee works out to $448 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2781 NATURE VIEW RD?+
The most recent tax bill on record (2025) was $7,431. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2781 NATURE VIEW RD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $549,980, this home is listed about 28% above the St Cloud median of $429,659. The market section on this page shows how the area is trending.
Which schools are assigned to 2781 NATURE VIEW RD?+
Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$549,980 runs 33% above the ST CLOUD 34771 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a St Cloud market that averages 61 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ORLANDO REGIONAL REALTY · Heike Knaus. MLS #S5159531.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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