Clearwater Beach, Florida

It suits buyers who want daily beach access, boating, and a walkable island lifestyle within about 40 minutes of Tampa International Airport. The tradeoff is that inventory skews heavily toward condos, so if you want a yard you'll be choosing from a smaller pool of single-family homes.

Yes, by Pinellas County standards — the median list price is $808,600 and 109 of the 314 active listings ask $1M or more. That said, the range starts around $175,000, so entry-level condos exist if you're willing to compromise on size and view; you can browse by price to see the lower end.

The median list price is $808,600 and homes trade at about $673 per square foot against a median size of just 1,392 square feet, which reflects the condo-heavy inventory. Prices span from $175,000 all the way to $16.75M for the top Gulf-front estates, so the waterfront homes drive much of that spread.

There are 314 active listings and the median home sits on the market about 84 days, which points to a market where buyers can take their time and negotiate. It's a good moment to track the just reduced listings and tour open houses this week before committing.

Because so much of the inventory is condo-based, HOA costs are significant — the median is about $1,139 per month, which typically covers building and amenity upkeep. The median property tax runs roughly $10,044 per year, so factor both into your monthly budget alongside the mortgage; townhomes & condos tend to carry the higher HOA figures.