CENTURY 21 Edge

Homes for sale in

Lutz, Florida

Lakeside living just north of Tampa

261

Homes for sale

$475,000

Median list price

$264

Avg price / sqft

48

Median days on market

Lutz sits at the top of Hillsborough County, a lake-dotted, half-rural pocket where you can own acreage and still make it to the office downtown. This is a place people move to for space and water: dozens of the active listings are waterfront homes, and neighborhoods like Crystal Lakes and Lake Brant put you within reach of the chain of small lakes that define the area. Yet Tampa International Airport is about 26 minutes away and downtown roughly 28, so the trade-off for quiet is a short one.

For buyers today, the market is active but not frantic. There are 262 homes for sale with a median list price of $487,000, homes are taking a median of 42 days to sell, and sellers are getting about 97% of asking — meaning there's room to negotiate but not to lowball. With 922 sales over the past year at a $500,000 median, you'll find everything from townhouses to gated communities; if budget is the starting point, it helps to browse by price.

Lutz is in Hillsborough County, Florida.

Quick facts

$114,900$7.7M price range

2,098 sqft median home

$2,488/mo median rent

Leans seller right now

Drive times

Tampa Int’l Airport (TPA)26 min
Downtown Tampa28 min

Fresh on the market

Newest homes in Lutz

View all 261 homes →

250 of 261 active listings shown

Open full map search →

The numbers that matter

The Lutz market

Leans seller

3.3 months of inventory

Seller’s marketBuyer’s market

Demand still outpaces supply, but buyers have a little more room.

906

Sold, last 12 months

$500,000

Median sold price

97%

Sale-to-list ratio

What sellers actually get vs asking

27 days

Median time to sell

Lutz vs Hillsborough County

Median list price

Lutz$475K
Hillsborough Co.$415K

Price per sqft

Lutz$264
Hillsborough Co.$284

Days on market

Lutz48d
Hillsborough Co.45d

Median sold price — 3-yr, 3-mo rolling

11.7% yr/yr

$431K$505K$580KAug ’23Jul ’26

Homes on the market

10.9% yr/yr

253338423Aug ’23Jul ’26

Homes sold per month

051102Aug ’24Jul ’26

Live Stellar MLS data — listings and closed sales in Lutz, FL. Rolling medians smooth single-month swings in thin markets.

Where to look

Lutz neighborhoods

Neighborhood boundaries by edgeAI — listings matched to the actual polygon, not agent-entered subdivision names.

For the school run

School zones with homes for sale

Homes matched to official attendance boundaries — always verify zoning with the district.

Beyond the listings

Living in Lutz

01

Real waterfront inventory

With 37 waterfront listings active, Lutz has some of the most accessible lake living in the north Tampa market.

02

Short commute, quiet setting

Tampa International is about 26 minutes away and downtown Tampa about 28, so you get space without a punishing drive.

03

Gated and pool options

101 of the active listings sit in gated communities and 73 come with a pool, giving buyers plenty of lifestyle choices.

04

Steinbrenner High zone

Many Lutz homes feed into Steinbrenner High School, a draw for families weighing schools alongside price.

05

Room at the top end

With 38 homes listed at $1M and up, Lutz supports luxury and acreage buyers as well as first-timers.

Population

26,731

Median age

40.2

Median income

$114,516

Median home value

$451,800

What people here are into

Active

Top 12% in the U.S.

Yoga Advocates

Improving flexibility, strength, and overall well-being is the yogi's aim. This population is looking for the right community, instruction, and accessories.

Hobbies & Interests

Top 16% in the U.S.

Animal Advocates

Passionate about animal welfare, this population wants to know how best to care for their own pets (with toys and training) and help other animals find their fur-ever home.

Relationships

Top 18% in the U.S.

Connected Motherhood

Motherhood is a unique journey for every woman. There are highs, lows,and lots to celebrate. These moms seek to share their experiences and engage with a community of moms.

Beliefs

Top 20% in the U.S.

Spiritual Practices

Making it to church on Sunday, this population is drawn together by their devotion to, primarily Christian, religion. Common activities include worship services and bible studies.

Active

Top 21% in the U.S.

Fitness Obsession

Passionate about strength training, this population relies heavily on the encouragement of the exercise community. While these people seek the latest fitness techniques, they're also interested in supplements and equipment.

Attitudes

Top 21% in the U.S.

Deal Seekers

These people are hunting discounts, contests, and promotions. The population loves a good sale, and they can't wait to share their bargain finds and winnings with friends and family.

What it really costs

Owning here

Owning the median Lutz home

$3,376/mo

Principal & interest $2,503
Property tax $453
HOA / fees $210
Insurance (est.) $210

$475,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

7%

In a FEMA flood zone

Ask about flood insurance early — it changes the payment

$2,488/mo

Median rent

64 homes for rent right now

Straight answers

Lutz real estate FAQs

Is Lutz a good place to live?+

Lutz suits buyers who want lake access and elbow room while staying close to Tampa — the airport is about 26 minutes out and downtown roughly 28. Many homes feed into Steinbrenner High School, and the area's single-family homes dominate the market with 179 active listings. It's a quieter, more residential alternative to living inside the city.

Is Lutz expensive?+

It's a mid-to-upper market for the Tampa area, with a median list price of $487,000 and homes averaging $263 per square foot. There's real range, though — active listings run from $114,900 up to $4,200,000, and 38 homes are priced at $1M or more. Entry-level buyers can still browse by price to find the lower end.

What do homes cost in Lutz?+

The median list price is $487,000 and the median home is about 2,103 square feet, while sold prices over the past year came in slightly higher at a $500,000 median. The mix includes 179 single-family homes, 42 townhouses, and 34 condos, so your budget stretches differently depending on the format. Waterfront and gated communities tend to sit at the higher end.

How is the Lutz housing market right now?+

It's balanced — 262 homes are active, the median time on market is 42 days, and 922 homes sold over the past 12 months. Sellers are averaging 97% of their asking price, so there's some negotiating room, and checking just reduced listings can surface motivated sellers.

What about HOA fees and property taxes in Lutz?+

The median HOA runs about $169 per month, though that varies widely — many acreage and non-gated properties carry no HOA at all, while gated communities sit higher. Median property tax is around $5,425 a year, so factor both into your monthly math alongside the purchase price.

Keep exploring

Nearby areas

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.

Never miss a listing

New Lutz homes, in your inbox

A daily digest of every new listing in Lutz — straight from the MLS, hours after it goes live. Unsubscribe anytime.

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 28, 2026 at 7:38 AM UTC. The listing information on this page last changed on August 28, 2026 at 7:38 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 28, 2026 at 7:38 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 28, 2026 at 7:38 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.