, CAPE CORAL, FL, 33904
Active95 days on marketListed Apr 20, 2026MLS #A12005655
About this home
Move-in ready POOL HOME in one of Cape Coral’s most desirable family-friendly neighborhoods! This 4 bed, 2 bath split floor plan offers privacy for the primary suite while keeping living spaces open and functional for everyday living & entertaining. Enjoy Florida living at its best with a private screened pool and newly resurfaced pool deck (2024), w/ a new pool heater and variable-speed pump for year-round enjoyment. Just off the pool, the former lanai has been enclosed and converted into additional living space with A/C, creating a versatile family room ideal for relaxing, entertaining, or a media/game space. Extensive upgrades provide peace of mind and modern appeal, including a NEW ROOF (4/2023), new plumbing (3/2023), new hot water heater (12/2023), all new LVT flooring throughout, fresh interior and exterior paint, and new exterior doors. The updated kitchen features granite countertops and a full appliance package, while both bathrooms have been beautifully remodeled. New ceiling fans, professional landscaping w/uplighting, & a privacy fence along the back of the home, enhancing the secluded pool & backyard setting. A dedicated game room with pool table (negotiable) & custom entertainment wall adds even more flexible living space. Located in a quiet, established neighborhood just minutes from shopping, dining, and everyday conveniences, Walking distance to Pelican Elementary, soccer fields, & baseball fields makes this a prime location for families.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2
Garage
1990
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,482 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,482/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33904 — neighborhood snapshot
Population
32,925
Median age
58.6
Median income
$66,933
Median home value
$347,100
Avg household
2.21
Households w/ children
1,918
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $411K
Cape Coral median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the CAPE CORAL 33904 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$324,000
118 SE 46th Terrace, Cape Coral FL 33904
3 bd · 2 ba · 37 DOM
Sold · Dec ’25$215,000
4426 SW Santa Barbara Pl, Cape Coral FL 33914
3 bd · 2 ba · 95 DOM
Sold · Mar ’26$298,000
4404 SW 7th Ave, Cape Coral FL 33914
3 bd · 2 ba · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,482/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $5,691. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $449,900, this home is listed about 3% above the Cape Coral median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Pelican Elementary School (elementary), Cape Coral High School (high), Cape Elementary School (elementary), Gulf Middle School (middle), Gulf Elementary School (elementary), Ida S. Baker High School (high), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
95 days on market against a Cape Coral median of 39 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Pelican Elementary School, Cape Coral High School, Cape Elementary School, Gulf Middle School, Gulf Elementary School, Ida S. Baker High School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $469,000, now $449,900 — a $19K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Dalton Wade Inc. MLS #A12005655.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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