1031 SW 1st TER, Cape Coral FL 33991, CAPE CORAL, FL, 33991
Active105 days on marketListed May 6, 2026MLS #A12014204
About this home
1031 SW 1st TER, Cape Coral FL 33991
SELLER IS WILLING TO CONTRIBUTE TOWARD CLOSING COSTS WITH AN ACCEPTABLE OFFER! Don’t miss the opportunity to own this exceptional property located in one of the most desirable areas of Cape Coral, just minutes from shopping centers, schools, gas stations, Publix, and Walmart. This stunning home offers breathtaking canal views and features high, tray ceilings with elegant tile finishes throughout. The property is connected to city water and boasts a spacious and functional layout with 4 bedrooms and 3 bathrooms, along with a 2-car garage. Designed with quality and comfort in mind, the home includes MR-GLASS impact windows, among the top-rated in the Florida market, as well as 8-foot interior doors that enhance the sense of space and luxury. The modern kitchen is equipped with high-end appliances and seamlessly connects to both indoor and outdoor entertaining areas, including a fully equipped outdoor kitchen. Enjoy Florida living at its finest with a beautiful screened-in swimming pool, perfect for relaxing or entertaining. The home also features ceramic flooring throughout and an open-concept design that maximizes natural light and comfort. Step outside to a beautifully landscaped garden and take in the peaceful surroundings. Schedule your private showing today and experience everything this exceptional property has to offer.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,735
Sqft
2
Garage
2026
Year built
$339
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,722 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,722/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23%
$/sqft vs Cape Coral
$339 vs $253
Days on market
105 vs 50 typical
Where $339/sqft sits among the 140 homes for sale in Cape Coral
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33991 — neighborhood snapshot
Population
25,991
Median age
46.5
Median income
$82,927
Median home value
$351,100
Avg household
2.62
Households w/ children
2,614
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $408K
Cape Coral median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
53 of 140
Cape Coral have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 91% above the CAPE CORAL 33991 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 1031 SW 1st TER
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$315,000
2041 NE 28TH STREET · same community
3 bd · 2 ba · 1,725 sqft · $183/sqft · 2 DOM
Sold · Dec ’25$175,000
1307 SE 22ND TERRACE · same community
3 bd · 2 ba · 1,679 sqft · $104/sqft · 0 DOM
Sold · Nov ’25$345,000
1615 NE 17TH STREET · same community
3 bd · 2 ba · 1,796 sqft · $192/sqft · 117 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1031 SW 1st TER — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1031 SW 1st TER — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1031 SW 1st TER FAQs
What would the monthly payment be for 1031 SW 1st TER, Cape Coral FL 33991?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,722/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1031 SW 1st TER, Cape Coral FL 33991?+
The most recent tax bill on record (2025) was $1,950. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1031 SW 1st TER, Cape Coral FL 33991?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $589,000, this home is listed about 31% above the Cape Coral median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1031 SW 1st TER, Cape Coral FL 33991?+
Trafalgar Elementary School (elementary), Patriot Elementary School (elementary), Challenger Middle School (middle), Skyline Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high), Mariner Middle School (middle), Mariner High School (high), Hector A. Cafferata Junior Elementary School (elementary), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$589,000 runs 91% above the CAPE CORAL 33991 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
105 days on market against a Cape Coral median of 50 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Trafalgar Elementary School, Patriot Elementary School, Challenger Middle School, Skyline Elementary School, Cape Coral High School, Ida S. Baker High School, Mariner Middle School, Mariner High School, Hector A. Cafferata Junior Elementary School, North Fort Myers High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of One Stop Realty · Alexander Hernandez Gonzalez. MLS #A12014204.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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