CENTURY 21 Edge
$1,299,000$1,400,0004 bd3 ba2,425 sqft$536 /sqft$10,604 /mo all-in ↓

, SUNNY ISLES BEACH, FL, 33160

Active80 days on marketListed May 6, 2026MLS #A12014577

Reduced $101KWaterfrontTownhousePOINCIANA IS YT & RCQ CLU

About this home

"PRICE REDUCED $101.000!! NOW OFFERED AT $1.299.000. SELLER HAS PRICED THIS PROPERTY TO SELL AND WELCOMES QUALIFIED BUYERS. EXCEPTIONAL OPPORTUNITY IN SOUGHT AFTER POINCIANA ISLAND" .......... WELCOME TO YOUR WATERFRONT SANCTUARY IN BEAUTIFUL RIVIERA, NESTLED IN THE HEART OF SUNNY ISLES, FLORIDA. THIS REMODELED TOWNHOUSE OFFERS THE EPITOME OF LUXURY LIVING WITH 4 BEDROOMS, INCLUDING ONE CONVENIENTLY LOCATED DOWNSTAIRS, AND 3 FULL BATHROOMS. PARK WITH EASE IN YOUR OWN CAR GARAGE, THEN STEP INSIDE TOWELCOME DISCOVER THE PERFECT BLEND OF COMFORT AND ELEGANCE. ENJOY THE ULTIMATE COSTAL LIFESTYLE WITH INTRACOASTAL WATERFRONT VIEWS, JUST STEPS AWAY FROM THE PRISTINE BEACH. INDULGE IN THE RESORT STYLE AMENITIES INCLUDING A GYM, TENNIS COURTS, AND TWO SPARKLING POOLS. AFTER A DAY OF LEISURE, UNWIND IN THE SAUNA, CREATING YOUR OWN PERSONAL OASIS. CONVENIENCE MEETS SOPHISTICATION WITH THIS PRIME LOCATION. EXPERIENCE THE ALLURE OF COASTAL LIVING AT IT FINEST.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,425

Sqft

2

Garage

1980

Year built

$536

Per sqft

WaterfrontBay & Canal view

Inside

AppliancesDishwasher · Disposal · Dryer · Electric Range · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorFirst Floor Entry
CoolingCentral Air · Electric
HeatingCentral · Electric

Outside & construction

ConstructionConcrete Block With Brick · CBS Construction
ViewBay · Canal
ParkingCovered

Community & fees

HOA fee$1,798/mo
Taxes (2025)$13,792/yr
PetsNo

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$10,604 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property tax — 2025 actual bill$1,149
HOA fee — from the listing$1,798
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $129,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $129,900
Interest rate6.00%
Loan term

Estimated payment

$10,604/mo

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property taxes (actual bill)$1,149
HOA / condo fee$1,798
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$1.2MedgeAI estimate $1,403,970 · range $1.3M$1.5M$1.5M

vs edgeAI estimate

−7.5%

$/sqft vs POINCIANA IS YT & RCQ CLU

$536 vs $419

Days on market

80 vs 1 typical

Where $536/sqft sits among the 6 homes for sale in POINCIANA IS YT & RCQ CLU

2
2
1 · this home
0
0
1
$327–410$410–493$493–576$576–659$659–742$742+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Poinciana Island

Map of  inside its neighborhood boundary

Get to know Sunny Isles Beach. See the full Sunny Isles Beach guide →

Poinciana Island — neighborhood snapshot

Population

447

Median age

61

Median home value

$735,500

Avg household

2

Households w/ children

8%

For the school run

Dade County School District

ElementaryNorman S. Edelcup/Sunny Isles Beach K-8★★★★
HighAlonzo & Tracy Mourning Senior High School★★★★★
MiddleHighland Oaks Middle School★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sunny Isles Beach market

$425K$340K

Sunny Isles Beach median sold, yr/yr

0 of 6

POINCIANA IS YT & RCQ CLU have cut their price

This home is listed 383% above the SUNNY ISLES BEACH 33160 median. See the full Sunny Isles Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,299,000 $101K
May 6, 2026Listed at $1,400,000 · 80 days on market since
1980Built · POINCIANA IS YT & RCQ CLU

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

330 Poinciana Dr # 1002, Sunny Isles Beach FL 33160Sold · Dec ’25

$1,100,000

330 Poinciana Dr # 1002, Sunny Isles Beach FL 33160 · same community

4 bd · 3 ba · 2,425 sqft · $454/sqft · 92 DOM

387 Poinciana Dr # 1211, Sunny Isles Beach FL 33160Sold · Dec ’25

$980,000

387 Poinciana Dr # 1211, Sunny Isles Beach FL 33160 · same community

3 bd · 2.5 ba · 2,370 sqft · $414/sqft · 205 DOM

399 Poinciana Dr # 1215, Sunny Isles Beach FL 33160Sold · Nov ’25

$1,000,000

399 Poinciana Dr # 1215, Sunny Isles Beach FL 33160 · same community

3 bd · 2.5 ba · 2,370 sqft · $422/sqft · 89 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

FAQs

What would the monthly payment be for ?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,604/mo — principal and interest, the actual property-tax bill, the $1,798/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at ?+

The association fee works out to $1,798 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $13,792. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at ?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sunny Isles Beach?+

At $1,299,000, this home is listed about 225% above the Sunny Isles Beach median of $400,000. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Norman S. Edelcup/Sunny Isles Beach K-8 (elementary), Alonzo & Tracy Mourning Senior High School (high), Highland Oaks Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,299,000 runs 383% above the SUNNY ISLES BEACH 33160 median — but at 2,425 sqft it's also nearly 2 times the size of the typical Sunny Isles Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $1,798/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

80 days on market against a Sunny Isles Beach median of 1 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Norman S. Edelcup/Sunny Isles Beach K-8, Alonzo & Tracy Mourning Senior High School, Highland Oaks Middle School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Norman S. Edelcup/Sunny Isles Beach K-8 rates 4 of 5. Always verify assignments with the district.

Listing courtesy of United Realty Group Inc · Joali Mast. MLS #A12014577.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

Never miss a listing

New Sunny Isles Beach homes, in your inbox

Like but not quite? A daily digest of every new listing in Sunny Isles Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Yumiko to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 25, 2026 at 7:57 AM UTC. The listing information on this page last changed on July 25, 2026 at 7:57 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 25, 2026 at 7:57 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 25, 2026 at 7:57 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.