401 Ocean Dr # 525, Miami Beach FL 33139, MIAMI BEACH, FL, 33139
Pending102 days on marketListed May 8, 2026MLS #A12015405
About this home
401 Ocean Dr # 525, Miami Beach FL 33139
Fantastic modern ocean view unit with oversized balcony and in unit washer dryer in oceanfront south of fifth street newly remodeled building! Spacious one bedroom unit redesigned to have two separate bedrooms, gorgeous open kitchen w/beautiful countertops and stainless steel appliances, large modern bathroom with seamless glass shower, flow-thru tile floors, impact windows and doors, and large open balcony with ocean views. Cable, internet & water included in rent and building has new oceanfront heated pool and beach service (2 chairs and an umbrella included). All in the most sought-after South Beach neighborhood with wonderful parks and restaurants and the spectacular white sand beach as your back-yard. Available immediately for a 1 year lease.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
655
Sqft
1970
Year built
1
Levels
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Pointe
Get to know Miami Beach. See the full Miami Beach guide →
South Pointe — neighborhood snapshot
Population
4,221
Median age
56
Median income
$154,293
Median home value
$1,403,275
Avg household
2
Households w/ children
304
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami Beach market
$285K → $525K
Miami Beach median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Miami Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% below the MIAMI BEACH 33139 median. See the full Miami Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 401 Ocean Dr # 525 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 401 Ocean Dr # 525 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
401 Ocean Dr # 525 FAQs
What would the monthly payment be for 401 Ocean Dr # 525, Miami Beach FL 33139?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 401 Ocean Dr # 525, Miami Beach FL 33139?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami Beach?+
At $3,425, this home is listed about 99% below the Miami Beach median of $649,450. The market section on this page shows how the area is trending.
Which schools are assigned to 401 Ocean Dr # 525, Miami Beach FL 33139?+
Miami Beach South Pointe Elementary School (elementary), Miami Beach Senior High School (high), Miami Beach Nautilus Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the MIAMI BEACH 33139 market on paper
$3,425 is 95% below the MIAMI BEACH 33139 median of $70,000, and at $5/sqft it sits under the Miami Beach average of $1,073.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Miami Beach South Pointe Elementary School, Miami Beach Senior High School, Miami Beach Nautilus Middle School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Miami Beach South Pointe Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $3,475, now $3,425 — a $50 cut. The full history is in the market section below.
Listing courtesy of The Keyes Company · Danell Van Orden. MLS #A12015405.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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