860 NE 127TH ST, North Miami FL 33161, NORTH MIAMI, FL, 33161
Active90 days on marketListed May 21, 2026MLS #A12020913
About this home
860 NE 127TH ST, North Miami FL 33161
This 3-bedroom, 2-bathroom home is located in the heart of North Miami. Totally custom-built master suite, a new kitchen with quartz countertops and stainless steel appliances, new modern bathrooms, all tile flooring, new doors, impact windows & blinds, a Titan water heater, and central A/C. Inside laundry with washer and dryer included. Office and den for extra space to work and relax. Enjoy a large, fully fenced backyard on a beautiful lot with ample room for a pool and outdoor seating areas for entertaining. Two blocks away from 125 St main road corridor of shops and restaurants and short drive to the beach!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1924
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,819 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,819/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Central
Get to know North Miami. See the full North Miami guide →
Central — neighborhood snapshot
Population
36,149
Median age
37
Median income
$56,006
Median home value
$331,786
Avg household
3
Households w/ children
4,191
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Miami market
$555K → $538K
North Miami median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
Median sold price, North Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 627% above the NORTH MIAMI 33161 median. See the full North Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 860 NE 127TH ST
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$975,000
936 NE 128th St, North Miami FL 33161 · same community
3 bd · 3 ba · 1,623 sqft · $601/sqft · 20 DOM
Sold · Oct ’25$485,000
845 NE 127th St, North Miami FL 33161 · same community
3 bd · 2 ba · 1,652 sqft · $294/sqft · 44 DOM
Sold · Jan ’26$365,000
12790 NE 10 Ave, North Miami FL 33161 · same community
3 bd · 2.5 ba · 1,750 sqft · $209/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 860 NE 127TH ST — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 860 NE 127TH ST — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
860 NE 127TH ST FAQs
What would the monthly payment be for 860 NE 127TH ST, North Miami FL 33161?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,819/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 860 NE 127TH ST, North Miami FL 33161?+
The most recent tax bill on record (2025) was $2,461. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in North Miami?+
At $945,000, this home is listed about 220% above the North Miami median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 860 NE 127TH ST, North Miami FL 33161?+
Archcreek Elementary School (elementary), North Miami Middle School (middle), North Miami Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$945,000 runs 627% above the NORTH MIAMI 33161 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $990,000, now $945,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of United Realty Group Inc · Shevaun Gandy. MLS #A12020913.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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