6520 SW 16th Ter, West Miami FL 33155, WEST MIAMI, FL, 33155
Active86 days on marketListed May 21, 2026MLS #A12023061
About this home
6520 SW 16th Ter, West Miami FL 33155
Beautifully maintained home with curb appeal in the heart of West Miami. This tropical oasis features rich oak hardwood floors, updated kitchen appliances, impact doors and windows, privacy fence, remodeled bathrooms and two new Rheem HVAC units for year-round comfort and efficiency. Enjoy generous storage space, lush landscaping, and an active, family-friendly neighborhood that appeals to all ages.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,837
Sqft
1948
Year built
$531
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,097 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,097/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.7%
$/sqft vs West Miami actives
$531 vs $595
Days on market
86 vs 61 typical
Where $531/sqft sits among the 8 West Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside West Miami
Get to know West Miami. See the full West Miami guide →
WEST MIAMI 33155 — neighborhood snapshot
Population
43,133
Median age
44.7
Median income
$79,271
Median home value
$505,000
Avg household
2.84
Households w/ children
4,463
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The West Miami market
$1.1M → $610K
West Miami median sold, yr/yr
0 of 8
West Miami actives have cut their price
This home is listed 333% above the WEST MIAMI 33155 median. See the full West Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 6520 SW 16th Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$510,000
6561 SW 18th St, West Miami FL 33155 · same community
3 bd · 1 ba · 1,041 sqft · $490/sqft · 55 DOM
Sold · Jun ’26$1,020,000
6521 SW 31st St, Miami FL 33155
4 bd · 4 ba · 1,840 sqft · $554/sqft · 138 DOM
Sold · Jun ’26$880,000
6290 SW 37th St, Miami FL 33155
3 bd · 2 ba · 1,853 sqft · $475/sqft · 284 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6520 SW 16th Ter — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6520 SW 16th Ter — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6520 SW 16th Ter FAQs
What would the monthly payment be for 6520 SW 16th Ter, West Miami FL 33155?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,097/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6520 SW 16th Ter, West Miami FL 33155?+
The most recent tax bill on record (2025) was $3,720. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in West Miami?+
At $975,000, this home is priced right at the West Miami median.
Which schools are assigned to 6520 SW 16th Ter, West Miami FL 33155?+
Emerson Elementary School (elementary), West Miami Middle School (middle), Southwest Miami Senior High (high), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$975,000 runs 333% above the WEST MIAMI 33155 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Emerson Elementary School, West Miami Middle School, Southwest Miami Senior High, Instructional Center System Wide, District Instructional Center (Dic), Title I Migrant Education Program — Emerson Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Beycome of Florida LLC · Steven Koleno. MLS #A12023061.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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