3801 Collins Ave # 703, Miami Beach FL 33140, MIAMI BEACH, FL, 33140
Active76 days on marketListed Jun 1, 2026MLS #A12028762
About this home
3801 Collins Ave # 703, Miami Beach FL 33140
Experience refined oceanfront living at Mosaic Miami Beach. This beautifully furnished 2-bedroom, 2-bath residence features Italian white porcelain flooring throughout and a well-designed split-bedroom layout. A private elevator entrance opens directly into your own foyer. Appreciate two spacious terraces — one with sweeping Ocean views and the other overlooking the Miami skyline. The sleek kitchen offers premium Miele and Sub-Zero appliances, while the primary suite features a spa-inspired bath with a freestanding soaking tub and glass-enclosed shower. Mosaic is a full-service oceanfront building with resort-style amenities including beach service, oceanfront pool, fitness center, club room, wine lounge, humidor room, and private theater. Ideally located in the prestigious Faena District, moments from Soho House, Faena, Fontainebleau, The Edition, and direct access to the beach and Miami Beach boardwalk.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,280
Sqft
1
Garage
2006
Year built
$1,133
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$12,252 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,252/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.6%
$/sqft vs Miami Beach actives
$1,133 vs $728
Days on market
76 vs 91 typical
Where $1,133/sqft sits among the 394 Miami Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oceanfront
Get to know Miami Beach. See the full Miami Beach guide →
Oceanfront — neighborhood snapshot
Population
11,235
Median age
48
Median income
$110,561
Median home value
$633,292
Avg household
2
Households w/ children
959
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami Beach market
$285K → $525K
Miami Beach median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
19 of 394
Miami Beach actives have cut their price
Median sold price, Miami Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 272% above the MIAMI BEACH 33140 median. See the full Miami Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3801 Collins Ave # 703
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,775,000
3801 Collins Ave # 1104, Miami Beach FL 33140 · same community
2 bd · 2 ba · 1,354 sqft · $1,311/sqft · 30 DOM
Sold · Sep ’25$1,580,000
3801 Collins Ave # 505, Miami Beach FL 33140 · same community
3 bd · 3 ba · 1,525 sqft · $1,036/sqft · 386 DOM
Sold · Jul ’26$2,200,000
3801 Collins Ave # 1105, Miami Beach FL 33140 · same community
3 bd · 3 ba · 1,525 sqft · $1,443/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3801 Collins Ave # 703 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3801 Collins Ave # 703 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3801 Collins Ave # 703 FAQs
What would the monthly payment be for 3801 Collins Ave # 703, Miami Beach FL 33140?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,252/mo — principal and interest, the actual property-tax bill, the $2,450/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3801 Collins Ave # 703, Miami Beach FL 33140?+
The association fee works out to $2,450 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3801 Collins Ave # 703, Miami Beach FL 33140?+
The most recent tax bill on record (2025) was $15,293. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami Beach?+
At $1,450,000, this home is listed about 123% above the Miami Beach median of $649,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3801 Collins Ave # 703, Miami Beach FL 33140?+
North Beach Elementary School (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,450,000 runs 272% above the MIAMI BEACH 33140 median — but at 1,280 sqft it's also 33% larger than the typical Miami Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $2,450/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
North Beach Elementary School, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — North Beach Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Compass Florida, LLC · Matthew Crane. MLS #A12028762.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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