2115 NE 123rd St, North Miami FL 33181, NORTH MIAMI, FL, 33181
Active72 days on marketListed Jun 6, 2026MLS #A12032441
About this home
2115 NE 123rd St, North Miami FL 33181
Waterfront living at its best! This beautifully updated townhome offers direct canal access with room to dock a boat up to 25 feet or launch your jet skis for a day on the water, with easy access to Haulover Bay and its popular sandbars. Inside, you'll find a stunning renovated kitchen featuring premium KitchenAid appliances, a spacious open living area with an 85-inch TV, and a private patio perfect for entertaining or unwinding. Upstairs, enjoy two generously sized bedrooms and two full bathrooms, including a primary suite with dual walk-in closets. A conveniently located second-floor laundry closet adds everyday ease. Ideally situated near major highways, shopping, dining, and the world-famous Bal Harbour Shops. No HOA and rapid approval make moving in quick and hassle-free!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,444
Sqft
1966
Year built
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$191 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$191/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs North Miami actives
$3 vs $268
Days on market
72 vs 78 typical
Where $3/sqft sits among the 366 North Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Miami
Get to know North Miami. See the full North Miami guide →
NORTH MIAMI 33181 — neighborhood snapshot
Population
20,969
Median age
37.6
Median income
$56,473
Median home value
$315,200
Avg household
2.39
Households w/ children
2,354
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Miami market
$555K → $538K
North Miami median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
30 of 366
North Miami actives have cut their price
Median sold price, North Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the NORTH MIAMI 33181 median. See the full North Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 2115 NE 123rd St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$350,000
4000 Towerside Ter # 1005, Miami FL 33138
2 bd · 2 ba · 1,456 sqft · $240/sqft · 21 DOM
Sold · Mar ’26$335,000
4000 Towerside Ter # 805, Miami FL 33138
2 bd · 2 ba · 1,456 sqft · $230/sqft · 28 DOM
Sold · Jun ’26$360,000
4000 Towerside Ter # 1712, Miami FL 33138
2 bd · 2 ba · 1,469 sqft · $245/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2115 NE 123rd St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2115 NE 123rd St — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2115 NE 123rd St FAQs
What would the monthly payment be for 2115 NE 123rd St, North Miami FL 33181?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $191/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in North Miami?+
At $4,300, this home is listed about 99% below the North Miami median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2115 NE 123rd St, North Miami FL 33181?+
David Lawrence Junior K-8 Center (elementary), Alonzo & Tracy Mourning Senior High School (high), John F. Kennedy Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Lifestyle International Realty · Christopher Labrada. MLS #A12032441.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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