, MIAMI, FL, 33169
Active39 days on marketListed Jun 11, 2026MLS #A12035179
About this home
Come visit today! PET-FRIENDLY, INVESTOR-FRIENDLY COMMUNITY WITH NO RENTAL RESTRICTIONS! Discover Montecarlo, a gated community in North Miami that has been beautifully restored and revitalized. Surrounded by many new luxury communities, this centrally located neighborhood offers easy access to major highways connecting Miami-Dade and Broward Counties, while being just a short drive from the beach.Residents enjoy fantastic amenities, including a refreshing swimming pool, a modern fitness center, tennis courts, beautifully maintained indoor and outdoor common areas around the clubhouse, and 24-hour security for added peace of mind. This bright and spacious condo is move-in ready and features a unique oversized primary bedroom with a large walk-in closet. The unit offers abundant natural light, generous storage space, and the convenience of an in-unit washer and dryer. The building has been recently painted and restored, with new roofs that give the community a fresh, clean, and attractive appearance. Highlights: • No rental restrictions • No pet weight restrictions • Two assigned parking spaces, with the option to rent a third space through the HOA for only $40/month • Association has full reserves • Excellent opportunity for first-time homebuyers and investors. FHA and VA financing may be available—please verify with your preferred lender.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,175
Sqft
3
Garage
1972
Year built
$119
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,132 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,132/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.4%
$/sqft vs MONTECARLO CONDO
$119 vs $160
Days on market
39 vs 26 typical
Where $119/sqft sits among the 38 homes for sale in MONTECARLO CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33169 — neighborhood snapshot
Population
42,308
Median age
34.9
Median income
$59,686
Median home value
$352,800
Avg household
3.07
Households w/ children
5,525
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$495K → $560K
Miami median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
3 of 38
MONTECARLO CONDO have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the MIAMI 33169 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$93,000
492 NW 165th St Rd # 309, Miami FL 33169 · same community
2 bd · 2 ba · 1,175 sqft · $79/sqft · 254 DOM
Sold · Jan ’26$128,000
498 NW 165th St Rd # 405, Miami FL 33169 · same community
2 bd · 2 ba · 1,175 sqft · $109/sqft · 106 DOM
Sold · Oct ’25$155,000
486 NW 165th St Rd # 306, Miami FL 33169 · same community
2 bd · 2 ba · 1,175 sqft · $132/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,132/mo — principal and interest, the actual property-tax bill, the $917/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $917 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $2,028. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $140,000, this home is listed about 72% below the Miami median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Linda Lentin K-8 Center (elementary), North Miami Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of United Realty Group Inc · Dayana Romero Villavicencio. MLS #A12035179.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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