21475 SW 90th Pl, Cutler Bay FL 33189, CUTLER BAY, FL, 33189
Active56 days on marketListed Jun 21, 2026MLS #A12040645
About this home
21475 SW 90th Pl, Cutler Bay FL 33189
Rent this beautifully updated retreat tucked away on a quiet cul-de-sac in highly desirable Cutler Bay. This move-in-ready residence showcases a bright, modern open floor plan with a split-bedroom layout designed for comfort and privacy. Sleek 24-inch tile flows throughout, complementing the updated kitchen and creating a stylish, contemporary feel. The spacious primary suite features a walk-in shower and a relaxing, spa-like atmosphere. Step outside to a fully fenced, low-maintenance turf backyard—perfect for entertaining, pets, or simply enjoying South Florida living year-round. The home is thoughtfully equipped with accordion shutters, along with a 5-year-old A/C and water heater for added peace of mind. Ideally located just minutes from the Turnpike, commuting is effortless. The community offers a pool, multiple parks, and scenic walking paths, enhancing an active and relaxed lifestyle. Situated in golf-cart-friendly Cutler Bay, you’re close to Black Point Marina and the highly anticipated Legacy Park, an upcoming destination for shopping, dining, and entertainment. This is modern living at its best in a vibrant and growing town. Don’t miss the opportunity to make it yours. Google & Apple Maps are misgiving in terms of exact location for 21475 - Please see Directions for correct destination
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,373
Sqft
1
Garage
1994
Year built
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$183 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$183/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Cutler Bay actives
$2 vs $322
Days on market
56 vs 56 typical
Where $2/sqft sits among the 224 Cutler Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cutler Bay
Get to know Cutler Bay. See the full Cutler Bay guide →
CUTLER BAY 33189 — neighborhood snapshot
Population
24,627
Median age
41.9
Median income
$66,487
Median home value
$409,500
Avg household
2.87
Households w/ children
3,152
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cutler Bay market
$530K → $593K
Cutler Bay median sold, yr/yr
99.2%
Sale-to-list ratio (12 mo)
25 of 224
Cutler Bay actives have cut their price
Median sold price, Cutler Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CUTLER BAY 33189 median. See the full Cutler Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 21475 SW 90th Pl
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$580,000
9029 SW 214th St, Cutler Bay FL 33189 · same community
4 bd · 2 ba · 2,057 sqft · $282/sqft · 321 DOM
Sold · Mar ’26$525,000
9002 SW 214th Ln, Cutler Bay FL 33189 · same community
4 bd · 2.5 ba · 2,147 sqft · $245/sqft · 65 DOM
Sold · Sep ’25$600,000
9053 SW 214th St, Cutler Bay FL 33189 · same community
4 bd · 2.5 ba · 2,147 sqft · $279/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21475 SW 90th Pl — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21475 SW 90th Pl — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
21475 SW 90th Pl FAQs
What would the monthly payment be for 21475 SW 90th Pl, Cutler Bay FL 33189?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $183/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Cutler Bay?+
At $3,200, this home is listed about 99% below the Cutler Bay median of $574,250. The market section on this page shows how the area is trending.
Which schools are assigned to 21475 SW 90th Pl, Cutler Bay FL 33189?+
Miami Southridge Senior High (high), Bel-Aire Elementary School (elementary), Cutler Bay Middle (middle), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Engel & Voelkers West Palm Beach · Diema Diaz. MLS #A12040645.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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