
641 10th St # 7, Miami Beach FL 33139, MIAMI BEACH, FL, 33139
Pending50 days on marketListed Jun 25, 2026MLS #A12043169
About this home
641 10th St # 7, Miami Beach FL 33139
Charming 1-bedroom, 1-bath residence in the heart of South Beach! This bright and well-maintained unit offers a functional layout filled with natural light, creating a comfortable and inviting living space. The updated kitchen features a refrigerator, microwave, and ample cabinet storage. Ideally situated in a classic Miami Beach building, you'll be just moments from the beach, Flamingo Park, Lincoln Road, world-renowned Ocean Drive, top-rated restaurants, cafés, boutiques, grocery stores, and vibrant nightlife. Enjoy the convenience of living in one of Miami Beach's most sought-after and walkable neighborhoods, with everything you need just steps away. Fast approval process and easy to show!!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
550
Sqft
1930
Year built
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Flamingo Lummus
Get to know Miami Beach. See the full Miami Beach guide →
Flamingo Lummus — neighborhood snapshot
Population
23,083
Median age
41
Median income
$70,404
Median home value
$377,608
Avg household
2
Households w/ children
1,591
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami Beach market
$285K → $525K
Miami Beach median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Miami Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% below the MIAMI BEACH 33139 median. See the full Miami Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 641 10th St # 7 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 641 10th St # 7 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
641 10th St # 7 FAQs
What would the monthly payment be for 641 10th St # 7, Miami Beach FL 33139?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Miami Beach?+
At $1,900, this home is listed about 100% below the Miami Beach median of $649,900. The market section on this page shows how the area is trending.
Which schools are assigned to 641 10th St # 7, Miami Beach FL 33139?+
Miami Beach South Pointe Elementary School (elementary), Miami Beach Senior High School (high), Miami Beach Nautilus Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of Luxe Properties · Maria Fernanda Bustamante. MLS #A12043169.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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