101 20th St # 3501, Miami Beach FL 33139, MIAMI BEACH, FL, 33139
Active39 days on marketListed Jul 7, 2026MLS #A12049877
About this home
101 20th St # 3501, Miami Beach FL 33139
Spectacular 4 Bed / 4 Bath Residence at The Setai Residences – South Beach Experience elevated living in one of South Beach’s most exclusive and sought-after addresses. Perched on the 35th floor, this stunning 4-bedroom, 4-bathroom residence offers breathtaking, unobstructed views in nearly every direction, capturing the very essence of Miami luxury. From sunrise over the Atlantic Ocean to sunset behind the Downtown Miami skyline, this exceptional home boasts near 360-degree panoramic vistas, including sweeping views of South Beach, the sparkling coastline, and the vibrant cityscape to the west. This expansive residence features: * Floor-to-ceiling windows showcasing dramatic views from every room * A gourmet kitchen equipped with top-of-the-line appliances and premium finishes * Two private balconies, including one oversized terrace spacious enough to accommodate a medium-sized dining set—perfect for al fresco dining * Four spacious bedrooms, each with en-suite baths for ultimate privacy *Impeccably Fully furnished *Electrical blinds and blackouts through and through The Setai, residents enjoy world-class amenities and five-star services, including beachfront access, multiple infinity pools, award-winning dining, a full-service spa, and personalized concierge services—delivering a resort-style lifestyle in the heart of South Beach. This is a rare opportunity to live in a sky-high sanctuary in one of Miami Beach’s most iconic luxury buildings.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,411
Sqft
2
Garage
2004
Year built
$21
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$519 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$519/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SETAI RESORT & RESIDENCES
$21 vs $3,358
Days on market
39 vs 91 typical
Where $21/sqft sits among the 11 homes for sale in SETAI RESORT & RESIDENCES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside City Center
Get to know Miami Beach. See the full Miami Beach guide →
City Center — neighborhood snapshot
Population
2,842
Median age
48
Median income
$70,536
Median home value
$452,600
Avg household
2
Households w/ children
142
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami Beach market
$285K → $525K
Miami Beach median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
0 of 11
SETAI RESORT & RESIDENCES have cut their price
Median sold price, Miami Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the MIAMI BEACH 33139 median. See the full Miami Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 101 20th St # 3501
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$3,100,000
101 20th Street # D, Miami Beach FL 33139 · same community
2 bd · 2.5 ba · 1,565 sqft · $1,981/sqft · 292 DOM
Sold · Oct ’25$3,750,000
101 20th St # 1907, Miami Beach FL 33139 · same community
2 bd · 2 ba · 1,279 sqft · $2,932/sqft · 242 DOM
Sold · Nov ’25$2,650,000
101 20th St # 3202, Miami Beach FL 33139 · same community
2 bd · 2 ba · 1,213 sqft · $2,185/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 101 20th St # 3501 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 101 20th St # 3501 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
101 20th St # 3501 FAQs
What would the monthly payment be for 101 20th St # 3501, Miami Beach FL 33139?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $519/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Miami Beach?+
At $49,500, this home is listed about 92% below the Miami Beach median of $649,900. The market section on this page shows how the area is trending.
Which schools are assigned to 101 20th St # 3501, Miami Beach FL 33139?+
Miami Beach Senior High School (high), Miami Beach Feinberg/Fisher K-8 (elementary), Miami Beach Nautilus Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of The Keyes Company · Miguel Salazar. MLS #A12049877.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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