4301 Collins Ave # 403, Miami Beach FL 33140, MIAMI BEACH, FL, 33140
Active36 days on marketListed Jul 8, 2026MLS #A12050010
About this home
4301 Collins Ave # 403, Miami Beach FL 33140
Experience the best of Miami Beach living in this beautifully 2-bedroom, 2-bath oceanfront residence. Offering breathtaking direct ocean views, this light-filled home features a spacious open layout, a modern kitchen with premium finishes, renovated bathrooms, impact windows, and a private balcony overlooking the Atlantic Ocean and the Miami skyline. Enjoy direct beach access, assigned covered parking, and the peace of mind of a fully certified building. Ideally located in the Middle Beach area, just minutes from Miami’s most iconic destinations, including the Faena District, Fontainebleau, Soho Beach House, world-class dining, luxury shopping, and vibrant nightlife.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
949
Sqft
1
Garage
1981
Year built
$664
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,026 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,026/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.2%
$/sqft vs Miami Beach actives
$664 vs $728
Days on market
36 vs 91 typical
Where $664/sqft sits among the 394 Miami Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oceanfront
Get to know Miami Beach. See the full Miami Beach guide →
Oceanfront — neighborhood snapshot
Population
11,235
Median age
48
Median income
$110,561
Median home value
$633,292
Avg household
2
Households w/ children
959
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami Beach market
$285K → $525K
Miami Beach median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
19 of 394
Miami Beach actives have cut their price
Median sold price, Miami Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the MIAMI BEACH 33140 median. See the full Miami Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4301 Collins Ave # 403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$625,000
4301 Collins Ave # 803, Miami Beach FL 33140 · same community
2 bd · 2 ba · 874 sqft · $715/sqft · 78 DOM
Sold · Jun ’26$620,000
4301 Collins Ave # 803, Miami Beach FL 33140 · same community
2 bd · 2 ba · 874 sqft · $709/sqft · 49 DOM
Sold · Jul ’26$415,000
1881 Washington Ave # 4B, Miami Beach FL 33139
2 bd · 2 ba · 940 sqft · $441/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4301 Collins Ave # 403 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4301 Collins Ave # 403 — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4301 Collins Ave # 403 FAQs
What would the monthly payment be for 4301 Collins Ave # 403, Miami Beach FL 33140?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,026/mo — principal and interest, the actual property-tax bill, the $1,612/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4301 Collins Ave # 403, Miami Beach FL 33140?+
The association fee works out to $1,612 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4301 Collins Ave # 403, Miami Beach FL 33140?+
The most recent tax bill on record (2025) was $7,419. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami Beach?+
At $630,000, this home is listed about 3% below the Miami Beach median of $649,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4301 Collins Ave # 403, Miami Beach FL 33140?+
North Beach Elementary School (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$630,000 runs 62% above the MIAMI BEACH 33140 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,612/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
North Beach Elementary School, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — North Beach Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Elite Ocean View Realty LLC · Aurora Casprini. MLS #A12050010.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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