85 S POLK DRIVE, SARASOTA, FL, 34236
Active2134 days on marketMLS #A4479064
About this home
85 S POLK DRIVE
Booked; July 18th-August 8th, August 23rd-31st, September 25th-November 14th, November 24th-Dec. 6th, Dec. 25th 2026-April 30th 2027. Welcome to this stunning waterfront retreat on beautiful Lido Key, where luxury, comfort, and coastal living come together. Perfectly situated on a wide canal with a private dock and boat lift, this home offers direct access to Sarasota Bay and is ideal for boating, fishing, paddleboarding, or simply enjoying the peaceful water views. Inside, the bright open floor plan features elegant coastal décor, soaring ceilings, and a beautifully appointed chef's kitchen with quartz countertops, custom cabinetry, premium stainless-steel appliances, a gas cooktop, and an oversized island perfect for gathering with family and friends. The spacious living and dining areas flow seamlessly to the outdoor entertaining space. The luxurious primary suite is a private sanctuary featuring a spa-inspired bathroom with a freestanding soaking tub, oversized walk-in shower, and direct access to the pool area. Each bedroom includes a flat-screen TV, while the family room offers a large-screen TV for movie nights and relaxing evenings. Step outside to your own tropical oasis complete with a heated pool and spa, lounge chairs, BBQ grill, and multiple seating areas overlooking the canal. Enjoy your morning coffee by the water, spend the day poolside, and gather around the fire pit as the sun sets. Just minutes from the famous white sands of Lido Beach and the shops and restaurants of St. Armands Circle, this exceptional waterfront home offers the perfect setting for an unforgettable Florida getaway. Boater's if you plan to dock a boat at the house, in order to exit the canal and enter Sarasota Bay, you will have to clear the Ringling Relief located under South Blvd. of Presidents. The $26,250 is for base rent only. There are taxes, an insurance fee, cleaning fees, credit card fee, and pool heating fee. City of Sarasota Certificate VR22-00087
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
3,462
Sqft
0.28 ac
Lot size
2
Garage
1958
Year built
One
Levels
$8
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,748 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,748/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sarasota actives
$8 vs $343
Days on market
2134 vs 61 typical
Where $8/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lido Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Lido Key — neighborhood snapshot
Population
1,257
Median age
68
Median income
$250,001
Median home value
$1,127,100
Avg household
2
Households w/ children
18%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
160 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% below the SARASOTA 34236 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 85 S POLK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$3,700,000
259 S POLK DRIVE · same community
4 bd · 4.5 ba · 4,124 sqft · $897/sqft · 5 DOM
Sold · Oct ’25$5,150,000
455 CLEVELAND DRIVE · same community
6 bd · 7 ba · 4,702 sqft · $1,095/sqft · 75 DOM
Sold · Mar ’26$3,650,000
369 S POLK DRIVE · same community
4 bd · 4 ba · 2,179 sqft · $1,675/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 85 S POLK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 85 S POLK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
85 S POLK DRIVE FAQs
What would the monthly payment be for 85 S POLK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,748/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 85 S POLK DRIVE?+
The most recent tax bill on record (2021) was $29,058. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 85 S POLK DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $26,250, this home is listed about 95% below the Sarasota median of $569,000. The market section on this page shows how the area is trending.
Which schools are assigned to 85 S POLK DRIVE?+
Southside Elementary School (elementary), Booker High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SARASOTA 34236 market on paper
$26,250 is 97% below the SARASOTA 34236 median of $827,000, and at $8/sqft it sits under the Sarasota average of $497.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
2134 days on market against a Sarasota median of 61 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Southside Elementary School, Booker High School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PRECISE REALTY CORP · Jennifer Le Blanc. MLS #A4479064.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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