4105 EL DORADO COVE, BRADENTON, FL, 34210
Active1776 days on marketListed Sep 27, 2021MLS #A4513067
About this home
4105 EL DORADO COVE
Waterfront Villa with Canal Views – Pet Friendly! Welcome to this nicely furnished two-bedroom, two-bath ground-level villa located on a tranquil canal—where dolphins and manatees are known to stop by for a visit! This updated villa features modern flooring and a renovated kitchen with a breakfast bar, perfect for casual meals or entertaining. The open-concept living and dining area flows seamlessly into a light-filled Florida room, offering an inviting space to relax indoors while enjoying the view. The primary bedroom includes a queen bed and en suite bath with a walk-in shower. The guest bedroom also has a queen bed and a full bath with a tub/shower combination. Step outside to your patio overlooking the water—fully equipped with a table, chairs, and umbrella for alfresco dining. There’s also an attached carport with extra storage and a dock, ideal for watching marine life up close. And yes—your well-behaved fur-friend is welcome! Located just 4 miles from the beach, this peaceful retreat blends nature, comfort, and convenience.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,296
Sqft
4.93 ac
Lot size
1973
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$456 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$456/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$3 vs $248
Days on market
1776 vs 55 typical
Where $3/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34210 — neighborhood snapshot
Population
17,301
Median age
56.3
Median income
$64,306
Median home value
$279,500
Avg household
2.09
Households w/ children
1,160
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
218 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4105 EL DORADO COVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$525,000
9619 VALENCIA COVE · same community
3 bd · 2 ba · 1,452 sqft · $362/sqft · 383 DOM
Sold · Mar ’26$300,000
9612 VALENCIA COVE · same community
2 bd · 2 ba · 1,120 sqft · $268/sqft · 418 DOM
Sold · Jun ’26$412,000
9606 VALENCIA COVE · same community
2 bd · 2 ba · 1,120 sqft · $368/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4105 EL DORADO COVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4105 EL DORADO COVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4105 EL DORADO COVE FAQs
What would the monthly payment be for 4105 EL DORADO COVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $456/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4105 EL DORADO COVE?+
The most recent tax bill on record (2021) was $3,235. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4105 EL DORADO COVE?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $4,200, this home is listed about 99% below the Bradenton median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4105 EL DORADO COVE?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BRADENTON 34210 market on paper
$4,200 is 98% below the BRADENTON 34210 median of $199,000, and at $3/sqft it sits under the Bradenton average of $263.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
1776 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of WAGNER REALTY · Cathy Pulver. MLS #A4513067.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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