
1004 42ND TERRACE E, BRADENTON, FL, 34208
Active1626 days on marketListed Feb 10, 2022MLS #A4525020
About this home
1004 42ND TERRACE E
Welcome to Happy Daze! This lovely 3-bedroom, 2-bath home has a large backyard and is located in the quaint community of Cortez Landings. This home's location is everything. It is located just 20 minutes from the illustrious Bradenton Beach, close to exquisite restaurants, shopping, the Ringling Museum, theaters, Botanical Gardens, and local Parks. It is 20 minutes to Sarasota and 40 minutes to St. Petersburg and Tampa. Upon entering the home, you will find yourself lost in paradise with the silence and beauty of Cortez Landings. The living room offers an open concept floor plan and has two large plush couches. Adjacent, you will find a charming desk where you can set up your home away from home office. The modern and sleek dining table can accommodate up to six people comfortably. The large kitchen, has granite countertops, a Keurig coffee maker, and four barstools. The master bedroom has a queen-size bed and is the perfect spot to relax after a long day of adventures! Attached is the master bathroom that has a large vanity, a walk-in closet, a shower/tub combo with a detachable showerhead. The second bedroom has a full-size bed, with a large closet for your personal belongings. The second bathroom has an updated vanity with a shower/tub combo with a detachable showerhead. The third bedroom has a full-size bed and a 32” Smart TV for you to enjoy after a day at the beach. Through the sliding glass doors off of the living room, you will find the spacious backyard where you can enjoy entertaining with your family and loved ones. Come, make memories with your loved ones that will last you a lifetime. House Rule: No smoking. No burning candles inside of lodging. No parties. Furry friends welcome, max 2 pets, and require a $200 per pet non-refundable pet fee to be paid directly to the management company after the reservation is confirmed. You will enjoy easy access to shopping, restaurants, downtown Sarasota and Bradenton, and the miles of award-winning tranquil white sandy beaches. Anna Maria Island and Bradenton Beach are small towns known for their fishing piers, sugar-sand beaches, and quaint strips of shops, restaurants, and other family-owned businesses, where pace noticeably slows in this Gulf retreat. Nature lovers will delight in nearby Robinson Preserve where walking, biking, kayaking, and bird watching are pleasant ways to spend your day. ***Taxes and fees not included.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,274
Sqft
0.17 ac
Lot size
1
Garage
2007
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$191 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$191/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$3 vs $236
Days on market
1626 vs 53 typical
Where $3/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
187 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 1004 42ND TERRACE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$255,000
4036 11TH STREET E · same community
3 bd · 2 ba · 1,274 sqft · $200/sqft · 107 DOM
Sold · Apr ’26$240,000
4107 11TH STREET E · same community
3 bd · 2 ba · 1,264 sqft · $190/sqft · 44 DOM
Sold · Nov ’25$260,000
1122 42ND TERRACE E · same community
3 bd · 2.5 ba · 1,628 sqft · $160/sqft · 164 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1004 42ND TERRACE E — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1004 42ND TERRACE E — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1004 42ND TERRACE E FAQs
What would the monthly payment be for 1004 42ND TERRACE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $191/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1004 42ND TERRACE E?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $4,277, this home is listed about 99% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Bradenton market on paper
$4,277 is 99% below the Bradenton median of $395,740, and at $3/sqft it sits under the Bradenton average of $264.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
1626 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of GULF COAST REALTY & MANAGEMENT · Andy Moore. MLS #A4525020.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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