280 SAINT LUCIA DRIVE UNIT 101, BRADENTON, FL, 34209
Active291 days on marketListed Oct 17, 2025MLS #A4587673
About this home
280 SAINT LUCIA DRIVE UNIT 101
MINS FROM ANNA MARIA ISLAND! AVAILABLE MAY-SEPTEMBER 2026 $5,000/MONTH. BOOKED JAN-MAR 2027. Located in the gated community of Harbour Isle, this is the absolute perfect, beautifully furnished vacation home! Upon entering this home, you will be met with the open, spacious floor plan. The kitchen opens to the great room, sunroom and the amazing water views. It has 42" cabinets, stainless appliances, and breakfast island, split bedroom floorplan, the waterfront primary bedroom is on one side of the home and has a luxurious ensuite bathroom with oversized shower, double vanity and large walk-in closet. Immaculate and meticulously maintained. The master bedroom has a king size bed, and both guest rooms have a queen bed and en-suite bathrooms. This Island oasis has close proximity to the Bay, Anna Maria Island and the Gulf of Mexico. Harbour Isle has resort style amenities with 4 heated pools including a lap pool, kiddie splash park and playground, complementary kayaks for use on the 38-acre private lake and Anna Maria Sound, private sandy beach with plentiful chaises and hammocks, plus a 23,000 SF beach club with restaurant, bar, billiards and state of the art 4200 SF fitness center with yoga lawn and fitness classes. For added fun, you'll love the outdoor kitchens, fire pits, hot tub, outdoor cabana bar with multiple TV's, on-site fee for service marina (Safe Harbour Pier 77) and oodles of social activities. What could be better? This perfectly located island community is close to the Gulf beaches, restaurants, shopping and Robinson Preserve where you can kayak and bird watch. Plus, only a 4-minute drive over the causeway to the beautiful Anna Maria Island and Holmes Beach. Pure paradise awaits you! Utilities/Wifi included with a $200/month cap on electric. BEAUTIFUL WATER VIEWS.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,206
Sqft
0 ac
Lot size
2
Garage
2017
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$196 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$196/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$2 vs $250
Days on market
291 vs 55 typical
Where $2/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Perico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Perico — neighborhood snapshot
Population
1,539
Median age
70
Median income
$86,042
Median home value
$527,300
Avg household
2
Households w/ children
43%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
209 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 280 SAINT LUCIA DRIVE UNIT 101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$735,000
10427 SPOONBILL ROAD W
2 bd · 2 ba · 2,100 sqft · $350/sqft · 103 DOM
Sold · Feb ’26$536,000
1247 EDGEWATER CIRCLE UNIT 1247
3 bd · 2 ba · 2,092 sqft · $256/sqft · 158 DOM
Sold · Mar ’26$325,000
628 ESTUARY DRIVE
3 bd · 2 ba · 1,985 sqft · $164/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 280 SAINT LUCIA DRIVE UNIT 101 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 280 SAINT LUCIA DRIVE UNIT 101 — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
280 SAINT LUCIA DRIVE UNIT 101 FAQs
What would the monthly payment be for 280 SAINT LUCIA DRIVE UNIT 101?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $196/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 280 SAINT LUCIA DRIVE UNIT 101?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $5,000, this home is listed about 99% below the Bradenton median of $389,650. The market section on this page shows how the area is trending.
Which schools are assigned to 280 SAINT LUCIA DRIVE UNIT 101?+
Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the BRADENTON 34209 market on paper
$5,000 is 98% below the BRADENTON 34209 median of $265,000, and at $2/sqft it sits under the Bradenton average of $263.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
291 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $10,500, now $5,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of JENNETTE PROPERTIES INC · Chrissie Cummings. MLS #A4587673.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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