CENTURY 21 Edge

4356 KERRIGAN CIRCLE, PORT CHARLOTTE, FL, 33953

Active710 days on marketListed Aug 28, 2024MLS #A4621638

Priced 11% below the PORT CHARLOTTE 33953 medianEL JOBEAN WARD 01 PLAN 02

About this home

4356 KERRIGAN CIRCLE

BUILDERS AND INVESTORS CHECK THIS OUT! Here is an amazing PARTIALLY CLEARED city water, city sewer and paved road, vacant land opportunity waiting for you in the sunny Charlotte Harbor area. This property is high and dry so minimal fill would be required to start building! This oversized water overlook lot is a great buy for builders and investors to construct a home. With prime location just minutes away from fishing capital of Florida, Boca Grande, as well as Englewood beach, this property could be the start of a great vacation rental or forever home in the near future. Across the street from this property is the newly renovated and peaceful Randy Spence park as well as a public boat ramp and Freedom Boat Club as well as shops and dining being just mere minutes away! Directly next to this lot is two other vacant land lots for sale by the same owner. This creates great opportunity to own 3 adjacent lots and build something of your dreams! A package of all 3 lots would not only be considered, but encouraged! Act fast because this gem will not last!

Facts & features

The home at a glance

0.22 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2023)$427/yr

Utilities & systems

UtilitiesElectricity Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$319 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$115
FHA mortgage insurance (est.)$9
Property tax — 2023 actual bill$36
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $682Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $682
Interest rate6.00%
Loan term

Estimated payment

$319/mo

Principal & interest$115
FHA mortgage insurance (est.)$9
Property taxes (actual bill)$36
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside El Jobean

Map of 4356 KERRIGAN CIRCLE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

El Jobean — neighborhood snapshot

Population

1,901

Median age

70

Median income

$84,199

Median home value

$300,865

Avg household

2

Households w/ children

28%

For the school run

Charlotte County School District

MiddleMurdock Middle School★★★★★
HighPort Charlotte High School★★★★★
ElementaryLiberty Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% below the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Aug 28, 2024Listed at $19,499 · 710 days on market since

Reality check

What actually sold near 4356 KERRIGAN CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14388 WEEKSONIA AVENUESold · Oct ’25

$103,000

14388 WEEKSONIA AVENUE · same community

2 bd · 1.5 ba · 768 sqft · $134/sqft · 184 DOM

3618 STOCKTON ROADSold · Oct ’25

$105,000

3618 STOCKTON ROAD · same community

2 bd · 2 ba · 960 sqft · $109/sqft · 238 DOM

14358 WEEKSONIA AVENUESold · Jun ’26

$129,000

14358 WEEKSONIA AVENUE · same community

2 bd · 2 ba · 1,056 sqft · $122/sqft · 77 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 4356 KERRIGAN CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4356 KERRIGAN CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4356 KERRIGAN CIRCLE FAQs

What would the monthly payment be for 4356 KERRIGAN CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $319/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4356 KERRIGAN CIRCLE?+

The most recent tax bill on record (2023) was $427. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Charlotte?+

At $19,499, this home is listed about 94% below the Port Charlotte median of $330,880. The market section on this page shows how the area is trending.

Which schools are assigned to 4356 KERRIGAN CIRCLE?+

Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MAPP REALTY & INVESTMENT COMP. · Colin DeGroat. MLS #A4621638.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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4356 KERRIGAN CIRCLE, PORT CHARLOTTE, FL — $19,499 | CENTURY 21 Edge