109 N WARBLER LANE, SARASOTA, FL, 34236
Active559 days on marketListed Jan 21, 2025MLS #A4635678
About this home
109 N WARBLER LANE
Seize the rare opportunity to build your dream home on one of Sarasota’s most coveted locations. This exceptional deep-water lot on Bird Key offers 120 feet of prime waterfront, complete with a concrete seawall and the ability to accommodate a large vessel with 6’-7’ of water depth at low tide. This is truly a boater’s paradise.Imagine waking up to breathtaking panoramic bay views each day, surrounded by the beauty of nature and abundant wildlife. Dolphins, manatees, sea turtles, and a variety of fish species are frequent visitors at your seawall, enhancing the tranquil charm of this remarkable location.Situated on a peaceful cul-de-sac, the lot is just moments from the prestigious Bird Key Yacht Club and Marina, which provides deep-water docks, fuel services, tennis facilities, and a restaurant. This exclusive community offers the perfect balance of privacy and convenience, with quick access to downtown Sarasota, St. Armands Circle, and the world-famous white sand beaches of Lido Key. Enjoy easy access to upscale dining, shopping, and cultural attractions that Sarasota is known for.This prime location provides the ideal setting whether you dream of creating a grand estate or a cozy waterfront retreat. The lot is ready for construction as the previous home has been razed and soil tests have been completed, streamlining your building process. If desired, the current owner is also open to offering a custom new home package. Don’t miss out on this incredible opportunity to own a piece of paradise in one of Sarasota’s most prestigious neighborhoods.
Facts & features
The home at a glance
0.34 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$32,475 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$32,475/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bird Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Bird Key — neighborhood snapshot
Population
843
Median age
64
Median home value
$2,000,000
Avg household
2
Households w/ children
47%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 477% above the SARASOTA 34236 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 109 N WARBLER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,150,000
338 BIRD KEY DRIVE · same community
3 bd · 2 ba · 1,660 sqft · $693/sqft · 26 DOM
Sold · Dec ’25$1,200,000
503 SPOONBILL WAY · same community
3 bd · 2 ba · 2,274 sqft · $528/sqft · 23 DOM
Sold · Mar ’26$1,525,000
509 SPOONBILL WAY · same community
4 bd · 2.5 ba · 2,365 sqft · $645/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 109 N WARBLER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 109 N WARBLER LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
109 N WARBLER LANE FAQs
What would the monthly payment be for 109 N WARBLER LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $32,475/mo — principal and interest, the actual property-tax bill, the $81/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 109 N WARBLER LANE?+
The association fee works out to $81 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 109 N WARBLER LANE?+
The most recent tax bill on record (2024) was $49,203. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 109 N WARBLER LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $4,875,000, this home is listed about 755% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 109 N WARBLER LANE?+
Southside Elementary School (elementary), Booker High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$4,875,000 runs 477% above the SARASOTA 34236 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
559 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Southside Elementary School, Booker High School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $5,199,000, now $4,875,000 — a $324K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Nicholle McKiernan. MLS #A4635678.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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